Welcome to Our Online Loan Referral Service

4.4 7 reviews

9340 E Stockton Blvd, Elk Grove, CA 95624, USA
+1 (916) 685-6546
locations.bannerbank.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1997-06-14

Mailing Address

WA, United States

Company Name

Banner Bank

Banner Bank

Contact Data

What people think about Banner Bank?

Below you read some of the reviews of our clients.

Used Banner Bank for the 4th time. The company is fair. They always keep you updated on your loan. No hidden fees. You can always extend your loan. They are always there when I need extra funds.

Mr. Jonathon Casper

I had problems with paying my bank loan and was not sure I would get accepted for a loan with Banner Bank . But it would be soooo embarrassing to borrow from family. Therefore, I took my chances and applied for $1000 online. Fortunately I got accepted!!! They literally saved my life.

Abdul Hettinger I

It needed to improve my credit because I had no chances of getting accepted for a business loan. So I applied for a cash advance via Banner Bank. Took out 3 small loans, one after another, and repaid them as agreed. My credit score improved! It worked! Very nice lender.

Shawna Schultz

Banner Bank rescued me in a hard time. They approved me for a cash advance although I had credit issues. The process was straightforward and speedy. I value their professional customer support service and competitive rates. I will definitely recommend this company to my relatives and friends.

Maurine Harris II

Pay Attention

The above-given information provides the details about a certain lending service. The information below is about common information about payday loans.

Payday Loans in Elk Grove, California

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans may become an easy and speedy solution to a short-term problem in Elk Grove, California. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on several things.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a poor credit history an increased chance to get approved for short-term loans. A payday loan may be the only option available for some individuals to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your means and repay your loan commitments punctually.

To get accepted for a cash advance, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a loan, you can use an online calculator. It will show the definite APR of your payday loan.

APR Calculator

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