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4 reviews

8019 Lander Ave, Hilmar, CA 95324, USA
+1 (209) 668-5440
www.westamerica.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

1995-09-16

Mailing Address

Company Name

Contact Data

What people think about Westamerica Bank?

Below you get acquainted with some of the reviews of our customers.

I took out for a $1,000 loan when I needed money after dismissal from work. There simply was no other solution. I found this site on the Internet. Other lender charged sky high rates. One lender declined me, another accepted me for a smaller amount but here it got as much as I needed.

Jessika Casper

I have already used this website twice and I was very happy with the rates. This is the only 24/7 service with reasonable rates in my area.

Ms. Jessika Streich

Pay Attention

Above there is information about a precise loan provider. Below you can see common characteristics of payday loans.

Payday Loans in Hilmar, California

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

It is easy and fast to get accepted for payday loans in Hilmar, California. The APR will be set individually for each person and will depend on the personal information the borrower entered.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give individuals with a bad credit history an increased opportunity to get accepted for payday loans. A payday loan may be the only option available for some consumers to help them out of fix. If you take out such a loan, it is important that you always borrow within your opportunities and pay off your loan commitments on time.

To get approved for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the definite APR of your loan.

APR Calculator

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