Welcome to Our Online Loan Referral Service

3 17 reviews

6435 Caminito Blythefield Suite D, La Jolla, CA 92037, USA
+1 (858) 459-3735
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
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Pay Attention

Above-shown info offers the details about a exact lending company. Below-shown info is oriented on common information about payday loans.

Payday Loans in La Jolla, California

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

Hassle-free financial products are known as payday loans in La Jolla, ca. They are taken out at individual interest rates. They are dependent on customer's data. It is also important to repay as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will JN Financial Services help take out a loan in La Jolla, California?

  • 24/7 operation. Such online services allow you to credit funds at any time. Money are issued day and night. The deposit will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to issue a loan in La Jolla, California. The company will assess many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a exact cost of the loan.

APR Calculator

Other Payday Lenders in La Jolla, California

Westamerica Bank

21058 Calistoga Rd, Middletown, CA 95461, USA

+1 (707) 987-8650

www.westamerica.com

United Security Bank

21574 Manning Ave, San Joaquin, CA 93660, USA

+1 (559) 693-4332

www.unitedsecuritybank.com

Advance America

3811 Ming Ave, Bakersfield, CA 93309, USA

+1 (661) 827-8680

www.advanceamerica.net

Pacific Oaks Federal Credit Union

761 E Daily Dr, Camarillo, CA 93010, USA

+1 (805) 384-1100

www.premieramerica.com

Wells Fargo Bank

69020 Ramon Rd Ste B, Cathedral City, CA 92234, USA

+1 (442) 300-9871

www.wellsfargo.com

Get Auto Title Loans San Bernardino CA

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Sunshine Check & Title Loans - LoanMart Buena Park

7301 Orangethorpe Ave, Buena Park, CA 90621, USA

+1 (714) 587-3755

www.800loanmart.com

Fast Money Car Title Loans

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Scripps Tax & Financial Group

9909 Mira Mesa Blvd, San Diego, CA 92131, USA

+1 (858) 271-1488

www.scrippswealth.com

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