Welcome to Our Online Loan Referral Service

3 17 reviews

6435 Caminito Blythefield Suite D, La Jolla, CA 92037, USA
+1 (858) 459-3735
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Feedback about JN Financial Services?

Here you grapple with the feedback of our customers.

Rosa and Amanda are the great employees and are always checking up on me.

Octavia Leannon

They wont give my husband a copy of his w2 so we can send it to the irs.

Hardy Kiehn MD

It's sad that this is even legal for people to live in conditions like that.

Carlo Stanton

Pay Attention

Above-shown info offers the details about a exact lending company. Below-shown info is oriented on common information about payday loans.

Payday Loans in La Jolla, California

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

Hassle-free financial products are known as payday loans in La Jolla, ca. They are taken out at individual interest rates. They are dependent on customer's data. It is also important to repay as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will JN Financial Services help take out a loan in La Jolla, California?

  • 24/7 operation. Such online services allow you to credit funds at any time. Money are issued day and night. The deposit will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to issue a loan in La Jolla, California. The company will assess many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a exact cost of the loan.

APR Calculator

Other Payday Lenders in La Jolla, California

Union Bank

16633 Ventura Blvd, Encino, CA 91436, USA

+1 (818) 995-2000

blw.unionbank.com

Clear Skies Capital, Inc.

10951 Sorrento Valley Road #2-j, San Diego, CA 92121, USA

+1 (800) 230-9822

www.clearskiescapital.com

Bank of the West

8690 Center Dr, La Mesa, CA 91942, USA

+1 (619) 667-8600

www.bankofthewest.com

Poppy Bank

100 2nd St, Petaluma, CA 94952, USA

+1 (707) 636-9030

www.poppy.bank

Advance America

2299 Springs Rd, Vallejo, CA 94591, USA

+1 (707) 648-3253

www.advanceamerica.net

Oportun

263 9th St, San Bernardino, CA 92410, USA

+1 (909) 346-2981

oportun.com

Union Bank

229 N Main St, Porterville, CA 93257, USA

+1 (559) 781-1010

blw.unionbank.com

A & T Pawn & Jewelry Inc

5401 Long Beach Blvd, Long Beach, CA 90805, USA

+1 (562) 423-9020

pawnshopslongbeach.com

Mechanics Bank - Hollister Branch

1730 Airline Hwy #310, Hollister, CA 95023, USA

+1 (831) 638-4861

www.mechanicsbank.com

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