Welcome to Our Online Loan Referral Service


Laguna Beach, CA 92651, USA
locations.usbank.com

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about US Bank ATM?

Here you get acquainted with the reviews of our customers.

I recommend US Bank ATM to everyone, I am applying for the second time. Everything is great!

Ayden Satterfield

want to express my deep gratitude to US Bank ATM for believing my case. I had some problems with a credit history, but this service helped me and took out a loan.

Nick Zboncak

I contacted US Bank ATM. Everything was done fast. Only pleasant impressions remained!

Piper Will

Pay Attention

Above there are details about a certain lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Laguna Beach, California

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Laguna Beach, California is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more loans you pay back off, the more reasonable rates a customer will recieve.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will US Bank ATM help take out a payday loan in Laguna Beach, California?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be credited to card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to take out a loan in Laguna Beach, California. They rate many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to improve your credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a exact cost of the loan.

APR Calculator

Other Payday Lenders in Laguna Beach, California

Farm Credit West

2031 Knoll Dr, Ventura, CA 93003, USA

+1 (805) 477-1020

www.farmcreditwest.com

Mechanics Bank - Turlock Branch

2190 W Monte Vista Ave, Turlock, CA 95382, USA

+1 (209) 632-6065

www.mechanicsbank.com

Raegan Erdman – Santa Barbara Bank & Trust

3910 State St, Santa Barbara, CA 93105, USA

+1 (805) 705-2713

www.sbbt.com

U.S. Bank ATM - Redding Main

1700 Pine St, Redding, CA 96001, USA

+1 (800) 872-2657

usbank.com

Payday Loans Store

Moorpark, CA 93021, USA

+1 (855) 580-5644

yoppaydayloans.com

Edward Jones - Financial Advisor: Meg Finones, CFP®

111 Anza Blvd Suite 115, Burlingame, CA 94010, USA

+1 (650) 347-3261

www.edwardjones.com

Bank of America ATM

2545 Main St, Oakley, CA 94561, USA

+1 (844) 401-8500

locators.bankofamerica.com

Sierra Central Credit Union

5175 Skyway, Paradise, CA 95969, USA

+1 (800) 222-7228

www.sierracentral.com

Union Bank

634 E Main St, Santa Paula, CA 93060, USA

+1 (805) 933-0300

blw.unionbank.com

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