Welcome to Our Online Loan Referral Service


755 4th St, Santa Rosa, CA 95404, USA
+1 (707) 583-8100
www.bayequityhomeloans.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2007-06-04

Mailing Address

California, United States

Company Name

Bay Equity

Bay Equity

Contact Data

What people think about Mortgage - Bank of America?

Below you get acquainted with some of the opinions of our customers.

Fast application. I only entered an ID and a bank account. Very quick lending decision. The first time I was approved for $600 only. Hope the available amount will increase next time. Interest rate is average. Paid back the loan . If required, the term can be also extended.

Dr. Claudia Crist

They approve applicants immediately and transfer money the same day. But be careful – they charge high penalties for missed payments. I recommend that you be a responsible borrower! Do not repeat my inaccuracy!

Dr. Riley Torphy

Important

Below you can read general information about payday loans and their common features.

Payday Loans in Santa Rosa, Texas

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to be eligible in Santa Rosa, Texas. The entire process is fast. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to people with a bad credit history. Payday loan approvals depend very much on other aspects. Payday companies will look at your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.

To get accepted for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the real cost of your loan. It only takes a couple of seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Santa Rosa, California

Mariner Finance

1101 Truman St. C, San Fernando, CA 91340, USA

+1 (747) 210-9120

www.marinerfinance.com

1st Tribal Lending

2401 San Pablo Ave, Pinole, CA 94564, USA

+1 (510) 856-2184

www.1tribal.com

USA Check Center (formerly Check Center)

1722 Euclid Ave, San Diego, CA 92105, USA

+1 (619) 264-2805

www.usacheckcashingstore.com

Advance America

21620 Bear Valley Rd Unit D-5, Apple Valley, CA 92308, USA

+1 (760) 247-6799

www.advanceamerica.net

California Check Cashing Stores

678 N Wilson Way #39, Stockton, CA 95205, USA

+1 (209) 941-2274

www.ccfi.com

Redwood Credit Union

695 E Blithedale Ave, Mill Valley, CA 94941, USA

+1 (800) 479-7928

www.redwoodcu.org

Self-Help Federal Credit Union

5261 E Kings Canyon Rd #105, Fresno, CA 93727, USA

+1 (877) 369-2828

www.self-helpfcu.org

First Republic Bank

1753 Trancas St, Napa, CA 94558, USA

+1 (707) 254-8600

www.firstrepublic.com

OneWest Bank

20505 Devonshire St, Chatsworth, CA 91311, USA

+1 (818) 885-9065

www.onewestbank.com

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