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4.9 9 reviews

809 S Atlantic Blvd #101, Monterey Park, CA 91754, USA
+1 (626) 293-5100
www.cathaybank.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

1997-10-23

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

What people think about Cathay Bank?

Below you find some of the reviews of our clients.

Used Cathay Bank for the second time. The company is credible. They always keep you updated on your debt. No cheating. You can always extend your loan. They are always there when I need extra money.

Ana Pacocha

Recently I had the most unexpected situation in my life. I suddenly needed $600 to pay for medical bills. This lender helped me very quickly. They were the only institution that accepted me for the requested amount. I dealt with all my problems. I will 100% recommend this lender to my friends. Best service in my life.

Tyrique Glover

Thanks!! The funds were sent to my bank account as promised – within 2 hours. I closed the debt quickly and had no issues. The process is easy and legit. Be a responsible client and you will have no complaints.

Ms. Magnolia Ferry

Was invited to a birthday party but was empty at that time. A friend recommended me to address Cathay Bank. And I did. This was the best decision! Yes, the APR was high but I suppose it’s because I had no credit. In general, The process was straightforward.

Fritz Franecki PhD

Recently I had the most desperate situation in my life. I suddenly needed $700 to deal with utility bills. This lender helped me very quickly. They were the only company that approved me for the requested amount. I solved all my problems. I will definitely recommend this lender to my friends. Best service in my life.

Mr. Jett Zulauf

I was embarrassed to borrow from my mom so I decided to apply for a small loan via Cathay Bank. Found them on the net and the user reviews were great I have already applied twice and every time I was approved within an hour. Very convenient.

Simone Schroeder DDS

Pay Attention

Above there is information about a precise lender. Below you can see common characteristics of payday loans.

Payday Loans in Monterey Park, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

It is easy and fast to get approved for payday loans in Monterey Park, California. The interest rate will be set specifically for each person and will depend on the personal information the person provided.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get a payday loan. Such loans are designed to help meet the needs of applicants with lower credit scores. There are companies who may be pleased to give you a payday loan even if you have a bad credit score. You will need a regular income to get accepted for a bad credit payday loan.

To get approved for a loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the definite cost of the payday loan immediately.

APR Calculator

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