Welcome to Our Online Loan Referral Service

2.3 32 reviews

501 E Franklin St, Monterey, CA 93940, USA
+1 (831) 647-1000
www.montereycu.com
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM
Thursday
10AM–5PM
Friday
10AM–5PM
Saturday
Closed

Domain Info

Created Date

2000-01-19

Mailing Address

Company Name

Contact Data

Feedback about Monterey Credit Union?

Here you see the feedback of our clients.

If any piece of mail is returned to them, they charge you $10!!

Ms. Aracely Olson DVM

The only glitch was the ATM was temp. out of service.

Maverick O'Connell

Out dated, overpriced, inaccessible.

Mr. Otto Hahn

Pay Attention

Above-specified info offers the details about a exact lender. Below-defined info is devoted to general information about payday loans.

Payday Loans in Monterey, Massachusetts

A short-term loan is known as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts range from $100-$1,000.

Such financial products as payday loan in Monterey, Massachusetts is taken out easily and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more reasonable rates a customer will get.

APR

23% small loan cap

How will Monterey Credit Union help issue a loan in Monterey, Massachusetts?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to consider the form. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Monterey, Massachusetts. They assess many other factors before issuing a payday loan. One of them is payment abilities. This is a way to enhance your credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

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