Welcome to Our Online Loan Referral Service

3.4 5 reviews

River Park Shopping Center, 1507 W Imola Ave, Napa, CA 94559, USA
+1 (707) 258-3120
www.westamerica.com
Thursday
9AM–4PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1995-09-16

Mailing Address

Company Name

Contact Data

What people think about Westamerica Bank?

Below you find some of the testimonials of our customers.

They only ask for an ID to get accepted. Last week I was ill and needed extra funds to hold on. These guys accepted me although I had a bad credit score. Fast and transparent application. !

Dr. Ahmed Beatty MD

Westamerica Bank rescued me in a difficult time. They approved me for a loan although I had credit problems. The process was effortless and fast. I value their competent customer support service and affordable rates. I will 100% recommend this site to my family and friends.

Alyson Wolf

I want to say Many Thanks to the team of Westamerica Bank. They offer immediate solution to any sudden money problems. Love them for their same day decision. Applied for a loan and got accepted although my credit was bad. I will definitely use this service if I need money again.

Floyd Funk

The process was as easy as possible, quick. No guarantors needed. Thank you so much. Love their 24/7 customer support. No problems. Would apply again.

Mr. Eriberto Steuber III

Fast application. I only filled in an ID and a bank account. Very quick lending decision. The first time I was approved for $300 only. Hope the available amount will increase next time. Interest rate is affordable . Repaid the debt even before the due date. If necessary, the term can be also extended.

Aileen Nolan PhD

I want to say Many Thanks to the team of Westamerica Bank. They offer immediate solution to any sudden money issues. Love them for their quick approval. Applied for a cash advance and got accepted although my credit was not perfect. I will certainly use this company if I need money in the future.

Kaitlyn Bashirian

Pay Attention

Now you can read general aspects of payday loans.

Payday Loans in Napa, California

Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans in Napa, California is are easy to access. The APR is specific for each applicant and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to people with a bad credit rating. Payday loan approvals depend very much on other factors. Payday companies will pay attention to your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.

To get approved for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the APR right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 10 seconds to become informative even before applying.

APR Calculator

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Clear Skies Capital, Inc.

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www.clearskiescapital.com

San Joaquin Power Employees Credit Union

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Check `n Go

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