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Loan agency in Newport Beach, California

3920 Birch St Ste 102, Newport Beach, CA 92660, USA
+1 (949) 419-9093

What people think about E Z Access Funding?

Below you see some of the reviews of our clients.

I always use E Z Access Funding when it need a cash advance. The application process is hassle-fee. No troubles.

Dr. Donny Gorczany

E Z Access Funding seems credible. They rescued me twice. The first payday loan approved was small – $100, but next time the limit was increased to $600. Closed the loan even earlier. The staff were friendly, they gave speedy answers to all my questions. No problems. But their rates are average.

Carissa Bruen

Important

Now you can see general characteristics of payday loans.

Payday Loans in Newport Beach, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Payday loans in Newport Beach, California is are simple to get. The APR is individual for each borrower and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to people with a poor credit score. Payday loan approvals depend very much on specific factors. They will look at your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and learn the precise cost of the loan immediately.

APR Calculator

Other Payday Lenders in Newport Beach, California

Tri Counties Bank

6600 Mission St, Daly City, CA 94014, USA

+1 (650) 992-8800

branch.tcbk.com

Advance America

2734 Whitson St, Selma, CA 93662, USA

+1 (559) 896-3003

www.advanceamerica.net

K C Lending

16200 Ventura Blvd, Encino, CA 91436, USA

+1 (818) 641-1158

Majestic Lake Financial

635 E Hwy 20 K, Upper Lake, CA 95485, USA

+1 (844) 427-1400

www.majesticlakefinancial.com

Bay Area Title Loans

152-A N, San Tomas Aquino Rd, Campbell, CA 95008, USA

+1 (408) 915-2012

www.bayareatitleloans.com

CCS Title Loan Services – LoanMart Florence Graham

1457 E Florence Ave, Los Angeles, CA 90001, USA

+1 (323) 438-2329

www.800loanmart.com

Union Bank

655 Main St, Watsonville, CA 95076, USA

+1 (831) 761-4324

blw.unionbank.com

Bank of the Sierra

4060 Coffee Rd, Bakersfield, CA 93308, USA

+1 (661) 587-2069

www.bankofthesierra.com

Check Into Cash

1061 E Ave. J #101, Lancaster, CA 93535, USA

+1 (661) 945-2463

local.checkintocash.com

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