What people think about E Z Access Funding?
Below you see some of the reviews of our clients.
I always use E Z Access Funding when it need a cash advance. The application process is hassle-fee. No troubles.
Dr. Donny Gorczany
E Z Access Funding seems credible. They rescued me twice. The first payday loan approved was small – $100, but next time the limit was increased to $600. Closed the loan even earlier. The staff were friendly, they gave speedy answers to all my questions. No problems. But their rates are average.
Carissa Bruen
Important
Now you can see general characteristics of payday loans.
Payday Loans in Newport Beach, California
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
Payday loans in Newport Beach, California is are simple to get. The APR is individual for each borrower and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to people with a poor credit score. Payday loan approvals depend very much on specific factors. They will look at your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.
To get approved for a cash advance, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the annual percentage rate and learn the precise cost of the loan immediately.
APR Calculator
Other Payday Lenders in Newport Beach, California
Bank of the West
6301 State Farm Dr, Rohnert Park, CA 94928, USA
+1 (707) 586-8000
www.bankofthewest.com
Edward Carroll, Finance of America Mortgage LLC
3220 Blume Dr Suite 248, Richmond, CA 94806, USA
+1 (510) 669-2202
www.foamortgage.com
ATM (Umpqua Bank)
169 E St Charles St, San Andreas, CA 95249, USA
ATM (Union Bank)
1501 Westcliff Dr, Newport Beach, CA 92660, USA
+1 (949) 642-3111
www.unionbank.com
Advance America
708 W Onstott Frontage Rd Ste. B, Yuba City, CA 95991, USA
+1 (530) 751-3955
www.advanceamerica.net
Oak Valley Community Bank
307 Old Mammoth Rd, Mammoth Lakes, CA 93546, USA
+1 (760) 924-0990
www.ovcb.com
Gems N' Loans - Dana Point
34291 Doheny Park Rd, Dana Point, CA 92624, USA
+1 (949) 429-3055
gemsnloans.com
Montana Capital Car Title Loans
283 W Foothill Blvd A, Rialto, CA 92376, USA
+1 (909) 443-2333
montanacapital.com
