What people think about E Z Access Funding?
Below you see some of the reviews of our clients.
I always use E Z Access Funding when it need a cash advance. The application process is hassle-fee. No troubles.
Dr. Donny Gorczany
E Z Access Funding seems credible. They rescued me twice. The first payday loan approved was small – $100, but next time the limit was increased to $600. Closed the loan even earlier. The staff were friendly, they gave speedy answers to all my questions. No problems. But their rates are average.
Carissa Bruen
Important
Now you can see general characteristics of payday loans.
Payday Loans in Newport Beach, California
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
Payday loans in Newport Beach, California is are simple to get. The APR is individual for each borrower and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to people with a poor credit score. Payday loan approvals depend very much on specific factors. They will look at your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.
To get approved for a cash advance, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the annual percentage rate and learn the precise cost of the loan immediately.
APR Calculator
Other Payday Lenders in Newport Beach, California
Payday Money Centers- East San Diego
4090 El Cajon Blvd, San Diego, CA 92105, USA
+1 (619) 563-6543
www.paydaymoneycenters.com
El Dorado Savings Bank
1227 Oak Ct, Arnold, CA 95223, USA
+1 (209) 795-4414
www.eldoradosavingsbank.com
