Welcome to Our Online Loan Referral Service

4.3 4 reviews

74175 El Paseo, Palm Desert, CA 92260, USA
+1 (760) 862-0099
www.banksocal.com

Domain Info

Created Date

2010-03-08

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

What people think about Bank of Southern California?

Below you find some of the opinions of our customers.

Thank you Bank of Southern California for assisting me when I needed cash so bad to pay for surgery. I have applied through this website 3 times and everything was smooth. This is the most legit company with no hidden fees. Highly recommended!!!

Elmer Krajcik

A couple of weeks ago I urgently needed $900 to pay for a bike repair. I submitted an application form via the website of Bank of Southern California. I entered the basic personal information. No phone calls. The requested amount was approved within 30 minutes. The money was transferred to my bank account within 2 hours. My favourite website!

Cora Funk

Important

The previous three items describe a specific lender. But below you can find general data about payday loans.

Payday Loans in Palm Desert, California

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Palm Desert, California is are easy to get. The APR is individual for each borrower and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can typically be an obstacle to getting a bank loan. A payday loan can save borrowers who have bad credit scores or have no credit history. But we remind you that as with any loan you should only consider applying for a payday loan if you are sure that you can make payments punctually.

To get approved for a loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the APR. It’s easy to find out the real cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Palm Desert, California

Gaffey Check Cashing

324 S Gaffey St, San Pedro, CA 90731, USA

+1 (310) 548-3622

River Valley Community Bank

1629 Colusa Ave, Yuba City, CA 95993, USA

+1 (530) 755-0418

www.myrvcb.com

ATM (Union Bank)

801 E Prosperity Ave, Tulare, CA 93274, USA

+1 (559) 688-2811

www.unionbank.com

Oportun

1217 S Anaheim Blvd, Anaheim, CA 92805, USA

+1 (657) 239-2951

oportun.com

Union Bank

3887 Thousand Oaks Blvd, Thousand Oaks, CA 91362, USA

+1 (805) 370-4900

blw.unionbank.com

OneWest Bank

44495 Town Center Way Suite A, Palm Desert, CA 92260, USA

+1 (760) 340-6400

www.onewestbank.com

ATM (Union Bank)

13225 Peyton Dr, Chino Hills, CA 91709, USA

+1 (909) 517-1805

www.unionbank.com

Bank of the West

201 W Napa St, Sonoma, CA 95476, USA

+1 (707) 938-3035

www.bankofthewest.com

MERCO Credit Union

5011 Coakley Cir, Mariposa, CA 95338, USA

+1 (209) 723-4285

merco.org

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