Welcome to Our Online Loan Referral Service

5 19 reviews

73-301 CA-111 Suite 100, Palm Desert, CA 92260, USA
+1 (760) 340-1861
calbanktrust.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed

Domain Info

Created Date

1998-07-13

Mailing Address

Company Name

Contact Data

Feedback about California Bank & Trust?

Here you get acquainted with the feedback of our customers.

Trustfully, knowledgable, and really explained business banking for me

Sadye Ward

He’s available to all his customers and his attention to you comes first.

Terrill Stracke

He has helped up with our business banking like no other banker ever has.

Karine Bradtke

Pay Attention

Further there will be presented the details about not a certain lending company. The information below will tell about shared information about payday loans and its specific features.

Payday Loans in Palm Desert, California

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is simple and quick to take out payday loans in Palm Desert, California. The rates are accured on an individual basis: if a customer repays as much loans as possible, she will be offered one of the most favorable terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will California Bank & Trust help issue a payday loan in Palm Desert, California?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Funds are taken out around the clock. The deposit will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Payday lenders in Palm Desert, ca consider this circumstance not a drawback to issue a loan. The customer of a cash advance should be prepared to objectively assess financial abilities, take out a loan, repay the debt on a due date and not only solve current issues, but enhance the credit rating.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the result.

APR Calculator

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