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2.9 9 reviews

Tresidder Memorial Union, 459 Lagunita Dr, Palo Alto, CA 94301, USA
+1 (650) 723-2509

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Feedback about Stanford Federal Credit Union?

Here you read the reviews of our customers.

It so happened that it had to go to another city, but the salary had not yet arrived. A friend recommended me to contact Stanford Federal Credit Union. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Marjorie Homenick

Not the first time I use Stanford Federal Credit Union. The service is fair. They immediately inform how much you should pay back. No cheating. You can always renew the loan. It helps a lot when money is urgently needed.

Parker Luettgen

I often issue a cash advance to a card in Stanford Federal Credit Union. It is very efficient. If you give it back quickly, the rate is reasonable. Employees politely and intelligibly explain all the terms.

Kelley Flatley

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes readers grapple with general information about payday loans.

Payday Loans in Palo Alto, California

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

Payday loans in Palo Alto, California are issued problem-free. The interest percentage depends on the customer's person-related information: if you pay off more payday loans, the more efficient terms and rates payday lending companies offer.


460%* (369% on the average in 2019)

Max Loan


Min Term

Not Specified

Max Term

31 days

How will Stanford Federal Credit Union help issue a payday loan in Palo Alto, California?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to consider the application. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Palo Alto, California. They rate many other factors before issuing a loan. One of them is solvency. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

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