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Feedback about Stanford Federal Credit Union?
Here you read the reviews of our customers.
It so happened that it had to go to another city, but the salary had not yet arrived. A friend recommended me to contact Stanford Federal Credit Union. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.
Marjorie Homenick
Not the first time I use Stanford Federal Credit Union. The service is fair. They immediately inform how much you should pay back. No cheating. You can always renew the loan. It helps a lot when money is urgently needed.
Parker Luettgen
I often issue a cash advance to a card in Stanford Federal Credit Union. It is very efficient. If you give it back quickly, the rate is reasonable. Employees politely and intelligibly explain all the terms.
Kelley Flatley
Pay Attention
The first three points describe the certain lending company. In other turn, below-specified info makes readers grapple with general information about payday loans.
Payday Loans in Palo Alto, California
The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.
Payday loans in Palo Alto, California are issued problem-free. The interest percentage depends on the customer's person-related information: if you pay off more payday loans, the more efficient terms and rates payday lending companies offer.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Stanford Federal Credit Union help issue a payday loan in Palo Alto, California?
- Day and night service. Night hours are the same working for online lenders. You should not visit the chosen lender offline. The funds will be transferred to your card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online form with person-related data. It will take some minutes to consider the application. The funds are transferred in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill out in the application? - General Info
To submit an application, every customer should enter the following data:
Then press a Submit button to get an offer from one of the lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Palo Alto, California. They rate many other factors before issuing a loan. One of them is solvency. This is a way to enhance your credit rating.
The following common points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator clarifies the cost of the loan known as APR.
APR Calculator
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