Welcome to Our Online Loan Referral Service

22342 Avenida Empresa # 101A, Rancho Santa Margarita, CA 92688, USA
+1 (949) 766-3015

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Feedback about Bank of Southern California?

Here you read the reviews of our clients.

Thanks to the staff for the reputable service. They assisted in difficult times. For application you only need an ID.

Clyde Skiles

A good payday lender. It quickly reviewed the application and deposited the funds to my credit card.

Evangeline Ziemann

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes readers grapple with general information about payday loans.

Payday Loans in Rancho Santa Margarita, California

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

This financial product in Rancho Santa Margarita, California is issued easily and fast. The interest rate is specified considering the category of the client: the more loans are successfully repaid, the more reasonable terms will be guaranteed to you.


460%* (369% on the average in 2019)

Max Loan


Min Term

Not Specified

Max Term

31 days

How will Bank of Southern California help take out a loan in Rancho Santa Margarita, California?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Lenders in Rancho Santa Margarita, ca review this circumstance not an obstacle to take out a loan. The client of a cash advance should be prepared to objectively estimate financial capabilities, issue a loan, pay off the debt on a due date and not only handle current issues, but improve the credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the loan, you are welcome to utilize the calculator. It will specify the cost of the loan.

APR Calculator

Other Payday Lenders in Rancho Santa Margarita, California

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San Diego Commercial and Business Financing

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California Check Cashing Stores

820 Sunrise Ave, Roseville, CA 95661, USA

+1 (916) 773-2274


Advance America

3216 W Monte Vista Ave, Turlock, CA 95380, USA

+1 (209) 664-9785


Oceanside Auto Title Loans Group

1919 Apple St, Oceanside, CA 92054, USA

+1 (442) 287-0979


Farmers & Merchants Bank

3140 E Anaheim St, Long Beach, CA 90804, USA

+1 (562) 621-1400


Bank of Stockton (Fairfield)

2407 Waterman Blvd #1800, Fairfield, CA 94534, USA

+1 (707) 639-9600


Bank of the West

1001 1st St, Benicia, CA 94510, USA

+1 (707) 745-4900


CoastHills Credit Union

10375 Community Loop, Vandenberg AFB, CA 93437, USA

+1 (805) 733-7600