Welcome to Our Online Loan Referral Service


22342 Avenida Empresa # 101A, Rancho Santa Margarita, CA 92688, USA
+1 (949) 766-3015
www.banksocal.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2010-03-08

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

banksocal.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Feedback about Bank of Southern California?

Here you read the reviews of our clients.

Thanks to the staff for the reputable service. They assisted in difficult times. For application you only need an ID.

Clyde Skiles

A good payday lender. It quickly reviewed the application and deposited the funds to my credit card.

Evangeline Ziemann

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes readers grapple with general information about payday loans.

Payday Loans in Rancho Santa Margarita, California

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

This financial product in Rancho Santa Margarita, California is issued easily and fast. The interest rate is specified considering the category of the client: the more loans are successfully repaid, the more reasonable terms will be guaranteed to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Bank of Southern California help take out a loan in Rancho Santa Margarita, California?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Lenders in Rancho Santa Margarita, ca review this circumstance not an obstacle to take out a loan. The client of a cash advance should be prepared to objectively estimate financial capabilities, issue a loan, pay off the debt on a due date and not only handle current issues, but improve the credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the loan, you are welcome to utilize the calculator. It will specify the cost of the loan.

APR Calculator

Other Payday Lenders in Rancho Santa Margarita, California

Montana Capital Car Title Loans

8421 Rosemead Blvd, Pico Rivera, CA 90660, USA

+1 (562) 206-1512

montanacapital.com

San Diego Commercial and Business Financing

701 B St, San Diego, CA 92101, USA

+1 (619) 249-9129

www.sdcbf.com

California Check Cashing Stores

820 Sunrise Ave, Roseville, CA 95661, USA

+1 (916) 773-2274

www.ccfi.com

Advance America

3216 W Monte Vista Ave, Turlock, CA 95380, USA

+1 (209) 664-9785

www.advanceamerica.net

Oceanside Auto Title Loans Group

1919 Apple St, Oceanside, CA 92054, USA

+1 (442) 287-0979

ecartitleloans.com

Farmers & Merchants Bank

3140 E Anaheim St, Long Beach, CA 90804, USA

+1 (562) 621-1400

www.fmb.com

Bank of Stockton (Fairfield)

2407 Waterman Blvd #1800, Fairfield, CA 94534, USA

+1 (707) 639-9600

www.bankofstockton.com

Bank of the West

1001 1st St, Benicia, CA 94510, USA

+1 (707) 745-4900

www.bankofthewest.com

CoastHills Credit Union

10375 Community Loop, Vandenberg AFB, CA 93437, USA

+1 (805) 733-7600

www.coasthills.coop

Top