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Feedback about 1st Capital Bank?
Here you see the feedback of our clients.
Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at fair rate, so far it has been paid back on schedule, it can be either extended or paid off ahead of schedule.
Nannie Funk
Thanks to the team of 1st Capital Bank. Fast solution of the arisen issues, quick decision on the cash advance. I definitely recommend this service.
Dr. Suzanne Jaskolski III
Money was urgently required. I left an online application in 1st Capital Bank. I sent all the necessary photos of documents, talked to the operators by phone. The requested loan was approved. Within an hour, the money was transferred to my card.
Bernard Okuneva
A good payday lender. The service quickly processed the application and credited the funds to my credit card.
Leonora O'Kon
I suffered an unpleasant situation in my life. I emergenctly required extra money. This company helped out me a lot. They approved the required loan amount. I solved all my problems. I recommend the company to all my acquaintances.
Arianna Prosacco
Pay Attention
Above there are details about a definite lender. Below every reader may grapple with the essence of payday loans.
Payday Loans in Salinas, California
Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.
This financial product in Salinas, California is issued easily and quickly. The interest rate is defined respecting the category of the borrower: the more loans are successfully paid off, the more attractive terms will be offered to you.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will 1st Capital Bank help issue a loan in Salinas, California?
- Round the clock service. Every borrower may address the service round the clock. The borrowed money will be transfered to credit card. You won't be asked to visit any department.
- No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
- Online form. You have to fill out an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
- Fast and high approval percentage. The positive offer counts almost 98%.
- Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to take out a cash advance from online lenders.
What data to fill out in the application? - General Info
To submit an application, every client should fill in the following data:
Then submit an application to recieve an offer from one of the lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history if one of causes to refuse the loan. Payday lenders do not consider this factor the only one to issue a loan in Salinas, California. They rate many other factors before taking out a payday loan. One of them is financial capabilities. This is a way to enhance your credit history.
The following general points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator serves to calculating the APR. This is a definite cost of the payday loan.
APR Calculator
Other Payday Lenders in Salinas, California
First Bank - Lobby by Appointment Only
501 Main St Ste H, Huntington Beach, CA 92648, USA
+1 (714) 536-0096
www.first.bank
Navy Federal Credit Union
535 W Channel Islands Blvd, Port Hueneme, CA 93041, USA
+1 (888) 842-6328
www.navyfederal.org
1st United Credit Union
6300 College Ave Suite 110, Oakland, CA 94618, USA
+1 (800) 649-0193
www.1stunitedcu.org
Lendmark Financial Services LLC
20036 Hawthorne Blvd, Torrance, CA 90503, USA
+1 (310) 542-4500
www.lendmarkfinancial.com
Online Bad Credit Loans
910 El Camino Real, Palo Alto, CA 94301, USA
+1 (408) 539-8006
onlinebcl.com
HomeStreet Bank and Affinity Lending Center
8501 Van Nuys Blvd, Panorama City, CA 91402, USA
+1 (626) 646-1796
www.homestreet.com
