Welcome to Our Online Loan Referral Service

2.3 3 reviews

8252 Clairemont Mesa Blvd, San Diego, CA 92111, USA
+1 (858) 467-2400
calbanktrust.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1998-07-13

Mailing Address

Company Name

Contact Data

What people think about California Bank & Trust?

Below you find some of the reviews of our clients.

Thanks!! The money were deposited to my bank account as promised – within 3 hours. I paid off the loan in a timely manner and had no issues. The process is hassle-free and transparent. Be a responsible borrower and you will have no complaints.

Aurore Kuphal Sr.

It needed to fix my credit because I had no chances of getting approved for a business loan. So I applied for a payday loan via California Bank & Trust. Took out 4 small loans, one after another, and repaid them in timely manner. My credit score improved! It worked! Very happy.

Ms. Gabrielle Steuber Jr.

I am a regular customer of California Bank & Trust. It is very simple to apply online. The APR was good. Their representatives always respond in a timely manner.

Beulah Quitzon

Pay Attention

Below you can see general information about payday loans and their common aspects.

Payday Loans in San Diego, Texas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Payday loans are the easiest loans to qualify for in San Diego, Texas. The entire process is easy. They are issued quickly and come with individual APR. It will be influenced by the borrower’s personal data.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to clients with a poor credit score. Payday loan approvals depend very much on specific aspects. Payday companies will pay attention to your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.

To get approved for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.

APR Calculator

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