Domain Info
Created Date
1998-07-13
Mailing Address
Company Name
Contact Data
What people think about California Bank & Trust?
Below you find some of the reviews of our clients.
Thanks!! The money were deposited to my bank account as promised – within 3 hours. I paid off the loan in a timely manner and had no issues. The process is hassle-free and transparent. Be a responsible borrower and you will have no complaints.
Aurore Kuphal Sr.
It needed to fix my credit because I had no chances of getting approved for a business loan. So I applied for a payday loan via California Bank & Trust. Took out 4 small loans, one after another, and repaid them in timely manner. My credit score improved! It worked! Very happy.
Ms. Gabrielle Steuber Jr.
I am a regular customer of California Bank & Trust. It is very simple to apply online. The APR was good. Their representatives always respond in a timely manner.
Beulah Quitzon
Pay Attention
Below you can see general information about payday loans and their common aspects.
Payday Loans in San Diego, Texas
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
Payday loans are the easiest loans to qualify for in San Diego, Texas. The entire process is easy. They are issued quickly and come with individual APR. It will be influenced by the borrower’s personal data.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to clients with a poor credit score. Payday loan approvals depend very much on specific aspects. Payday companies will pay attention to your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.
To get approved for a loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.
APR Calculator
Other Payday Lenders in San Diego, California
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Navy Federal Credit Union
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Lendmark Financial Services LLC
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+1 (559) 274-1752
www.lendmarkfinancial.com
ATM (Bank of America)
117 E Ridgecrest Blvd, Ridgecrest, CA 93555, USA
+1 (800) 432-1000
www.bankofamerica.com
