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What people think about Patelco Credit Union?
Below you get acquainted with some of the testimonials of our customers.
I took out for a $1,000 payday loan when I needed money after vacation. There simply was no other solution. I came across this site on the Internet. Other lender charged sky high rates. One lender denied me, another accepted me for a smaller amount but here it got as much as I needed.
Maudie Nitzsche
I always use Patelco Credit Union when it need a cash advance. The application process is trouble-free. No troubles.
Nathan Swaniawski
Patelco Credit Union seems trustworthy. At least they charge no hidden fees. This was the only lender that accepted me for a cash advance.
Prudence Walker
Patelco Credit Union seems good. Applied twice. The first loan approved was small – $200, but next time the limit was increased to $900. Paid off the loan on time. The managers were professional, they gave detailed answers to all my questions. No issues. But their rates are not the lowest on the net.
Dr. Jacklyn Ward
Important
Below you can see general information about payday loans and their common features.
Payday Loans in San Jose, Illinois
Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.
Payday loans may become an easy and speedy solution to a short-term problem in San Jose, Illinois. Loans from payday lenders can get you funds same day. Your interest rate will depend on several factors.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give consumers with a bad credit rating an increased chance to get accepted for payday loans. A payday loan may be the only financial product available for some people to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your opportunities and pay off your loan commitments in a timely manner.
To get accepted for a loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Learn the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes 30 seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in San Jose, California
Manufacturers Bank
200 San Pedro St, Los Angeles, CA 90012, USA
+1 (213) 489-6400
www.manufacturersbank.com
Umpqua Bank
403 Davis St 1st Floor, Vacaville, CA 95688, USA
+1 (707) 452-7000
locations.umpquabank.com
El Dorado Savings Bank
1227 Oak Ct, Arnold, CA 95223, USA
+1 (209) 795-4414
www.eldoradosavingsbank.com
