Welcome to Our Online Loan Referral Service

3 6 reviews

77 N Almaden Ave Ste 30, San Jose, CA 95110, USA
+1 (408) 947-5005
Friday
9:30AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9:30AM–4PM
Tuesday
9:30AM–4PM
Wednesday
9:30AM–4PM
Thursday
9:30AM–4PM

Feedback about Bank of the West?

Here you grapple with the reviews of our clients.

Bank of the west is a trusted institution with great CD rates over the years.

Princess Ziemann

The people that work here including the manager have the worst attitude.

Ursula Prohaska

This place is horrible.

Miss Norene Kling MD

Pay Attention

Further there will be shown the details about not a certain lender. The information below will define shared information about payday loans and its specific aspects.

Payday Loans in San Jose, Illinois

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

Payday loans in San Jose, Illinois are taken out easily. The interest rate is conditional on the customer's person-related information: if you pay off more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Bank of the West help take out a payday loan in San Jose, Illinois?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed money will be transfered to card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be reviewed in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to issue a loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in San Jose, Illinois. The company will assess many points to qualify such as payment abilities. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a real cost of the payday loan.

APR Calculator

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Bank of the West

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Oportun

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