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Pay Attention
The above-given information provides the details about a specific lending service. The information below is about common information about payday loans.
Payday Loans in Santa Maria, Texas
A payday loan is a short-term loan that can help you cover emergency money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans are the easiest loans to be eligible in Santa Maria, Texas. The entire process is stress-free. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit history can usually be an obstacle to taking out a bank loan. A payday loan can save consumers who have bad credit scores or have no credit score. But we advise you that as with any loan you should only consider applying for a payday loan if you are certain that you can afford payments in a timely manner.
To get approved for a payday loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a payday loan, you can use an online calculator. It will show the precise APR of your payday loan.
APR Calculator
Other Payday Lenders in Santa Maria, California
Bank of Southern California
74175 El Paseo, Palm Desert, CA 92260, USA
+1 (760) 862-0099
www.banksocal.com
ACE Cash Express
7250 Fair Oaks Blvd f, Carmichael, CA 95608, USA
+1 (916) 487-6669
www.acecashexpress.com
U.S. Bank ATM - Santa Maria - Albertsons
2320 S Broadway, Santa Maria, CA 93454, USA
+1 (800) 872-2657
usbank.com
Farmers & Merchants Bank
22400 Hawthorne Blvd, Torrance, CA 90505, USA
+1 (310) 265-3200
www.fmb.com
Farmers & Merchants Bank
31873 Del Obispo St, San Juan Capistrano, CA 92675, USA
+1 (949) 488-8550
www.fmb.com
Pacific Premier Bank
17672 Yorba Linda Blvd, Yorba Linda, CA 92886, USA
+1 (714) 578-7560
www.ppbi.com
Banner Bank
4845 Old Redwood Hwy, Santa Rosa, CA 95403, USA
+1 (707) 236-1500
locations.bannerbank.com
Union Bank
475 Foothill Blvd, La Cañada Flintridge, CA 91011, USA
+1 (818) 952-7500
blw.unionbank.com
Cathay Bank
17860 Newhope St # 104, Fountain Valley, CA 92708, USA
+1 (714) 619-0268
www.cathaybank.com
