Domain Info
Created Date
1995-10-10
Mailing Address
Company Name
Contact Data
What people think about Exchange Bank?
Below you read some of the opinions of our clients.
I want to say Many Thanks to the employees of Exchange Bank. They offer quick solution to any unexpected money issues. Love them for their quick decision. Applied for a payday loan and got accepted although my credit was not perfect. I will surely use this service if I need money in the future.
Guy Bogisich
Was invited to a wedding but was empty at that time. A friend recommended me to address Exchange Bank. And I did. This was the right decision! Yes, the interest rate was high but I believe it’s because I had low credit. In general, The process was fast.
Mr. Kameron Adams Sr.
Exchange Bank seems credible. At least they charge no hidden fees. This was the only company that approved me for a payday loan.
Nels Dickens
Pay Attention
Below you can review general information about payday loans and their common characteristics.
Payday Loans in Santa Rosa, Texas
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans are the easiest loans to be eligible in Santa Rosa, Texas. The entire process is effortless. They are issued quickly and come with individual APR. It will be influenced by the borrower’s personal data.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give people with a bad credit history an increased opportunity to get accepted for payday loans. A payday loan may be the only loan available for some clients to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your means and pay back your loan commitments in good time.
To get approved for a loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was created to quickly calculate the annual percentage rate. It’s easy to find out the real cost of the payday loan even before applying.
APR Calculator
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OneMain Financial
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Montecito Bank & Trust
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Bank of the Sierra
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www.bankofthesierra.com
