Welcome to Our Online Loan Referral Service

2.1 28 reviews

607 Cleveland Blvd, Caldwell, ID 83605, USA
+1 (208) 454-8651
locations.usbank.com
Monday
Closed
Tuesday
Closed
Wednesday
Closed
Thursday
Closed
Friday
9:30AM–4PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you see the feedback of our clients.

I pulled in with a van full of small children 7 months to age 5.

Ariel Oberbrunner

Staff is very helpful.

Dr. Deon Hilpert

Their customer service is non-existent.

Juvenal Nicolas

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes people get acquainted general information about payday loans.

Payday Loans in Caldwell, New Jersey

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

This financial product in Caldwell, New Jersey is issued simply and fast. The interest rate is specified considering the category of the client: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

30% usury cap

How will U.S. Bank Branch help take out a loan in Caldwell, New Jersey?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are taken out day and night. The loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Lenders do not consider this factor the only one to issue a loan in Caldwell, New Jersey. The company will estimate many points to qualify such as financial capabilities. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Caldwell, Idaho

Columbia Bank

175 N 16th St, Payette, ID 83661, USA

+1 (208) 642-4773

www.columbiabank.com

Horizon Credit Union

520 N Fifth Ave, Sandpoint, ID 83864, USA

+1 (800) 852-5316

www.hzcu.org

Wells Fargo Bank

445 Main St, Gooding, ID 83330, USA

+1 (208) 934-8700

www.wellsfargo.com

Umpqua Bank

8060 N Cornerstone Dr, Hayden, ID 83835, USA

+1 (208) 762-2760

locations.umpquabank.com

Security Finance

2716 S Lincoln Ave B, Jerome, ID 83338, USA

+1 (208) 324-3605

www.securityfinance.com

Bank of Idaho

1230 Yellowstone Ave, Pocatello, ID 83201, USA

+1 (208) 232-5242

www.bankofidaho.com

Washington Federal Bank

860 Yellowstone Ave, Pocatello, ID 83201, USA

+1 (208) 232-1564

www.wafdbank.com

Security Finance

2100 E Fairview Ave #5, Meridian, ID 83642, USA

+1 (208) 898-0904

www.securityfinance.com

Idaho Central Credit Union

2193 Addison Ave E, Twin Falls, ID 83301, USA

+1 (208) 733-4777

www.iccu.com

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