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Loan agency in Meridian, Idaho

3163 E Fairview Ave Suite 155, Meridian, ID 83642, USA
+1 (208) 893-2330
idahofinance.com
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
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Domain Info

Created Date

2009-06-19

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

idahofinance.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

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Further there will be presented the details about not a definite lender. The information below will define common information about payday loans and its specific elements.

Payday Loans in Meridian, New York

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

It is easy and fast to take out loans in Meridian, New York. The rates are set on an individual basis: if a borrower repays as much loans as possible, she will be provided one of the most efficinet terms and rates.

APR

25% small loan cap

How will Idaho Finance help take out a payday loan in Meridian, New York?

  • 24/7 operation. Such online services allow you to receive funds at any time. Money are issued around the clock. The transfer will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Meridian, New York. The lending company will estimate many points to qualify such as financial capabilities. Cash advance will be a source to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its exact cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Meridian, Idaho

Bank of the West

1313 Caldwell Blvd, Nampa, ID 83651, USA

+1 (208) 466-1915

www.bankofthewest.com

Pacifica Lending

25 Wall St #156, Nampa, ID 83651, USA

+1 (208) 268-5225

Range Finance Inc

3607 Hillcrest Cir, Coeur d'Alene, ID 83815, USA

+1 (208) 667-5508

East Idaho Credit Union

777 Shoup St, Salmon, ID 83467, USA

+1 (800) 727-9961

eastidahocu.org

Umpqua Bank

308 Virginia St, New Meadows, ID 83654, USA

+1 (208) 347-2151

www.umpquabank.com

Bank of the West

9140 Emerald St Ste 100, Boise, ID 83704, USA

+1 (208) 658-9747

www.bankofthewest.com

Loan Max

551 Blue Lakes Blvd N, Twin Falls, ID 83301, USA

+1 (208) 734-0323

expressloansofamerica.com

Umpqua Bank

365 10th St, Plummer, ID 83851, USA

+1 (208) 686-1921

locations.umpquabank.com

First Interstate Bank

3630 N Eagle Rd, Boise, ID 83713, USA

+1 (208) 468-1680

locations.firstinterstatebank.com

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