Welcome to Our Online Loan Referral Service

3.5 12 reviews

1991 W Wilson St, Batavia, IL 60510, USA
+1 (877) 866-0202
oldsecond.com
Tuesday
8AM–6PM
Wednesday
8AM–6PM
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
8AM–1PM
Sunday
Closed
Monday
8AM–6PM

Domain Info

Created Date

1997-06-15

Mailing Address

Company Name

Contact Data

Feedback about Old Second National Bank?

Here you grapple with the reviews of our clients.

Such a friendly staff.

Marcus Dibbert III

The employees are unhelpful and don't follow up.

Prof. Jayde Reilly

I've gone to this bank numerous times, the customer service here is terrible.

Leanna Stokes

Pay Attention

Above there are details about a exact lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Batavia, New York

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.

Such financial products as payday loan in Batavia, New York is issued easily and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more cash advance you pay back off, the more reasonable rates a client will recieve.

APR

25% small loan cap

How will Old Second National Bank help take out a payday loan in Batavia, New York?

  • 24/7 operation. Such online services allow you to receive funds at any time. Money are taken out around the clock. The loan will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to reject the loan. Lenders do not consider this factor the only one to take out a loan in Batavia, New York. They rate many other factors before taking out a loan. One of them is solvency. This is a way to enhance your credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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State Street Bank

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