Lake Forest Bank & Trust Payday Loans Review

5 4 reviews

Organization owner?

4 E Scranton Ave, Lake Bluff, IL 60044, USA

+1 (847) 615-4060

www.lakeforestbank.com

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

9AM–1PM

Sunday

Closed

Domain Info

Created Date

1998-07-01

Mailing Address

Company Name

Contact Data

Feedback about Lake Forest Bank & Trust?

Here you read the reviews of our clients.

want to express my deep gratitude to Lake Forest Bank & Trust for believing my case. I had some issues with a credit history, but this service helped me and issued a loan.

Robert Marvin

Lake Forest Bank & Trust seemed to me the fair. At least no insurance and extra charges. There are no discounts for regular customers. When repaying a debt, a transfer fee is not taken, although this is a bonus.

Marisa Hagenes

Lake Forest Bank & Trust applied for a cash advance secured by a vehicle for the first time, I liked everything very much. Fast and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Mrs. Jackie Wolf

Thanks to the specialists for the reputable service. They helped out in difficult times. For application you only need an ID.

Hortense Glover III

I often take out a loan to a card in Lake Forest Bank & Trust. It is very efficient. If you give it back quickly, the rate is favorable. Employees politely and intelligibly explain all the nuances.

Miss Sally Gutmann II

Pay Attention

Above-shown info offers the details about a exact lending company. Below-shown info is devoted to common information about payday loans.

Payday Loans in Lake Bluff, Illinois

A short-term loan is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

Such financial products as payday loan in Lake Bluff, Illinois is issued simply and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more payday loans you pay back off, the more reasonable rates a borrower will recieve.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Lake Forest Bank & Trust help issue a loan in Lake Bluff, Illinois?

24/7 service. Such online services allow you to credit funds at any time. Funds are taken out day and night. The deposit will be sent to a bank account, so a personal visit to the department is not required.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval level. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Payday lenders in Lake Bluff, il consider this circumstance not a hindrence to take out a loan. The customer of a cash advance should be prepared to objectively assess financial solvency, take out a loan, pay back the debt on schedule and not only cope with current issues, but enhance the credit history.

The following general points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a real cost of the loan.

APR Calculator

Other Payday Lenders in Lake Bluff, Illinois

Edward Jones - Financial Advisor: Nathan T Meagher, AAMS®

5718 IL-154 Suite A, Pinckneyville, IL 62274, USA

+1 (618) 357-3330

www.edwardjones.com