Welcome to Our Online Loan Referral Service


20733 N Broad St, Carlinville, IL 62626, USA
+1 (217) 854-4755
www.ucbbank.com
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM

Domain Info

Created Date

1996-06-25

Mailing Address

Company Name

Contact Data

Feedback about United Community Bank?

Here you grapple with the reviews of our customers.

Great place to get your taxes done.

Ms. Dominique Emard

Best people to deal with!

Maximo Schimmel

We will be seeing her again next year!!

Braeden Zulauf DVM

If I did have any questions, they were answered quickly.

Mrs. Kitty Kiehn Jr.

We would highly recommend Robb to anyone in the home buying market.

Prof. Brain Lind

Pay Attention

Above there are details about a definite lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Carlinville, Illinois

A short-term loan is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts are from $100-$1,000.

Such financial products as payday loan in Carlinville, Illinois is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more favorable rates a customer will recieve.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will United Community Bank help issue a payday loan in Carlinville, Illinois?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are taken out around the clock. The transfer will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Payday lenders in Carlinville, il review this circumstance not an obstacle to take out a loan. The borrower of a cash advance should be prepared to objectively estimate financial abilities, take out a loan, pay off the debt on schedule and not only handle current difficulties, but enhance the credit rating.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the loan, you are welcome to apply the calculator. It will determine the cost of the loan.

APR Calculator

Other Payday Lenders in Carlinville, Illinois

German American State Bank

809 Cannell Puri Dr, Winnebago, IL 61088, USA

+1 (815) 335-1900

www.germanamericanstatebank.com

Bank of Belleville

215 S Illinois St, Belleville, IL 62220, USA

+1 (618) 233-6400

www.bankofbelleville.com

West Suburban Bank

1830 Douglas Rd, Montgomery, IL 60538, USA

+1 (630) 652-2000

www.westsuburbanbank.com

Cash Store

119 W Park St, Taylorville, IL 62568, USA

+1 (217) 824-8444

www.cashstore.com

First Mid Bank & Trust Marshall

610 N Michigan Ave, Marshall, IL 62441, USA

+1 (217) 826-6308

www.firstmid.com

First State Bank of Illinois

2115 Court St, Pekin, IL 61554, USA

www.bankfortress.com

Self-Help Federal Credit Union

4800 S Pulaski Rd, Chicago, IL 60632, USA

+1 (877) 369-2828

www.self-helpfcu.org

Liberty Bank Forest Park

7610 Roosevelt Rd, Forest Park, IL 60130, USA

+1 (708) 776-2000

www.libertybank.net

Sterling Federal Bank

821 1st Ave, Rock Falls, IL 61071, USA

+1 (815) 626-0614

www.sterlingfederal.com

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