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5 2 reviews
Loan agency in Centralia, Illinois

1091 W Broadway, Centralia, IL 62801, USA
+1 (618) 533-2094
www.loansbyworld.com
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–6PM

Domain Info

Created Date

2016-09-23

Mailing Address

108 FREDERICK ST, GREENVILLE, SC, 29607-2532, United States

Company Name

World Acceptance Corporation

World Acceptance Corporation

Contact Data

[email protected]

864-298-9800

+1.9999999999

Feedback about World Finance?

Here you see the reviews of our clients.

A good payday lender. It quickly processed the application and deposited the funds to my bank account.

Abigale Adams

Yesterday I needed extra money, I decided to addressed World Finance. They quickly approved the amount needed, and besides, they offered favorable terms at a low interest rate.

Nicole Gleichner

I often take out a cash advance to a card in World Finance. It is very efficient. If you give it back quickly, the interest rate is reasonable. Employees politely and intelligibly explain all the nuances.

America Torphy Sr.

I suffered one situation. I urgently needed a large amount of cash. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. World Finance in Centralia seemed to me the most convenient.

Stefan Hessel

It was necessary to improve the credit rating, because there is practically no chance of getting a payday loan at a reasonable interest rate. As a result, I contacted World Finance. The history improved after several loans paid back.

Eryn Miller

Pay Attention

Above-defined info offers the details about a definite lender. Below-specified info is devoted to common information about payday loans.

Payday Loans in Centralia, Illinois

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Centralia, Illinois is issued easily and fast. The interest percentage is set depending on the category of the customer: the more loans are successfully paid off, the more reasonable terms will be ensured to you.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will World Finance help take out a loan in Centralia, Illinois?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed funds will be transfered to bank account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered within minutes. The money are credited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor processed by financial institutions is known as bad credit history. But this hindrence is not reviewed as the only one by payday lenders to issue a cash advance. The lender review many aspects such as financial abilities to approve the application. Payday loans in Centralia, Illinois may help level up your credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the loan, you are welcome to use the calculator. It will specify the cost of the payday loan.

APR Calculator

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Bank of America ATM (Drive-thru)

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Finance With Lance Obermeyer, USA Mortgage

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