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4.7 12 reviews

318 S Park Ave, Herrin, IL 62948, USA
+1 (618) 942-7373
www.banterra.com
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

2001-07-13

Mailing Address

Iowa, United States

Company Name

VGM Forbin

VGM Forbin

Contact Data

What people think about Banterra Bank?

Below you read some of the opinions of our clients.

This Bank treats you like family.

Sofia Gerlach

Really helpful employees, and a pretty nice bank.

Mrs. Anabelle Predovic

Enjoyed doing business with her.

Harley Abshire

Important

The above-given information provides the details about a certain company. The information below is about general information about payday loans.

Payday Loans in Herrin, Illinois

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans in Herrin, Illinois is are simple to access. The interest rate is individual for each borrower and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still apply a payday loan. Such loans are created to help meet the needs of people with bad credit scores. There are lenders who may be pleased to offer you a payday loan even if you have a bad credit rating. You will need a regular income to be eligible for a bad credit payday loan.

To get accepted for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a loan, you can use an online calculator. It will show the real APR of your payday loan.

APR Calculator

Other Payday Lenders in Herrin, Illinois

Algonquin State Bank

2400 N Huntington Dr, Algonquin, IL 60102, USA

+1 (847) 658-4535

www.algonquinstatebank.com

Anna State Bank

100 E Vienna St, Anna, IL 62906, USA

+1 (618) 833-2151

Bank of America ATM

Illini Union, 1401 W Green St, Urbana, IL 61801, USA

+1 (844) 401-8500

locators.bankofamerica.com

Self-Help Credit Union

3960 W 26th St, Chicago, IL 60623, USA

+1 (773) 277-8500

www.self-helpfcu.org

BMO Harris Bank

4844 Hononegah Rd, Roscoe, IL 61073, USA

+1 (815) 623-2322

branches.bmoharris.com

PLS Loan Store

1215 E 87th St, Chicago, IL 60619, USA

+1 (773) 768-8000

pls247.com

Prairie State Bank & Trust

101 S Clover St, Griggsville, IL 62340, USA

+1 (217) 236-4811

www.psbank.net

U.S. Bank - 12th & Mulliken Driveup Office

12 Mulliken St, Carlyle, IL 62231, USA

+1 (618) 594-4511

www.usbank.com

Heights Finance Corporation

1128 Columbus St, Ottawa, IL 61350, USA

+1 (815) 433-6406

www.heightsfinance.com

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