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5 2 reviews

2398 Essington Rd, Joliet, IL 60435, USA
+1 (815) 230-8000
www.1stsecurebank.com
Tuesday
8:30AM–6PM
Wednesday
8:30AM–6PM
Thursday
8:30AM–6PM
Friday
8:30AM–6PM
Saturday
8:30AM–1PM
Sunday
Closed
Monday
8:30AM–6PM

Domain Info

Created Date

2016-03-15

Mailing Address

670 IL-47, Sugar Grove, IL, 60554, United States

Company Name

First Secure Community Bank

FIRST SECURE COMMUNITY BANK

Contact Data

[email protected]

+1.6304663551

Feedback about First Secure Community Bank of Joliet?

Here you read the reviews of our clients.

Daily spam! I do not have time to block the numbers, so the next day they call from another number.

Lina Schinner

I took out a cash advance in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised amount is only $1,000. Why if I successfully paid more.

Gilbert Leannon

I tried to borrow money from First Secure Community Bank of Joliet. They denied. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.

Ms. Veronica Corkery

I regret very much that I addressed this organization. I agreed by 1%, but the full repayment of the loan brings additional services. Unsatisfied.

Miss Mozell Wilderman MD

100% sly company. They ask for a photo then distribute on the web. They lie that it is approved, so that you sent them a card data and an ID photo.

Mr. Ceasar Gutkowski

Pay Attention

Above there are details about a definite lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Joliet, Montana

A short-term loan is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts range from $100-$1,000.

This financial product in Joliet, Montana is taken out easily and quickly. The interest percentage is specified depending on the category of the borrower: the more loans are successfully paid back, the more favorable terms will be ensured to you.

APR

36% small loan cap

Max Loan

$300

Min Term

14 days

Max Term

31 days

How will First Secure Community Bank of Joliet help take out a loan in Joliet, Montana?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed money will be deposited to account. You won't be asked to visit any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to take out a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Joliet, Montana. The company will estimate many points to qualify such as payment abilities. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a exact cost of the payday loan.

APR Calculator

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