Welcome to Our Online Loan Referral Service

3.7 3 reviews

116 S Main St, Mackinaw, IL 61755, USA
+1 (309) 359-3121
hbtbank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1998-09-02

Mailing Address

Illinois, United States

Company Name

Heartland Bank & Trust Co.

Heartland Bank & Trust Co.

Contact Data

Feedback about Heartland Bank and Trust Company?

Here you get acquainted with the reviews of our clients.

Heartland Bank and Trust Company is quite good, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on time. The managers in those support are adequate, they gave clear answers to my questions. There were no delays. And the interest rate is like everywhere else.

Leora Hagenes

I have a problem with paying back a loan at another bank. It is inconvenient to borrow from friends. Therefore, I decided to address Heartland Bank and Trust Company. They really helped.

Gwen Heathcote

I recommend Heartland Bank and Trust Company to everyone, I am applying for the second time. Everything is great!

Marguerite Abbott

Pay Attention

Lending companies are shown in the first three points. Below info defines common information about payday loans.

Payday Loans in Mackinaw, Illinois

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

Such financial products as payday loan in Mackinaw, Illinois is taken out easily and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more reasonable rates a customer will recieve.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Heartland Bank and Trust Company help issue a loan in Mackinaw, Illinois?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to review the application. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Payday lenders do not consider this factor the only one to issue a loan in Mackinaw, Illinois. The company will estimate many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

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+1 (630) 652-2000

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Bank of Bourbonnais

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www.bankofbourbonnais.com

PNC Bank

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+1 (815) 547-5378

apps.pnc.com

Heights Finance Corporation

350 Seright St, Harrisburg, IL 62946, USA

+1 (618) 253-5055

www.heightsfinance.com

Land of Lincoln Credit Union

206 S Locust St, Pana, IL 62557, USA

+1 (844) 222-7788

www.llcu.org

World Finance

216 S State St, Jerseyville, IL 62052, USA

+1 (618) 498-9892

www.loansbyworld.com

America's Financial Choice

221 Lake Land Blvd, Mattoon, IL 61938, USA

+1 (217) 235-6999

www.afchoice.com

Edward Jones - Financial Advisor: Tim Sadler

1070 W South Side Dr, Decatur, IL 62521, USA

+1 (217) 429-0002

www.edwardjones.com

Edward Jones - Financial Advisor: Mike Denzer

823 N 4th St, Chillicothe, IL 61523, USA

+1 (309) 274-5105

www.edwardjones.com

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