Welcome to Our Online Loan Referral Service


5250 Shepherd Rd, Springfield, IL 62703, USA
+1 (217) 483-2491
www.ucbbank.com
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM

Domain Info

Created Date

1996-06-25

Mailing Address

Company Name

Contact Data

What people think about United Community Bank?

Below you see some of the opinions of our clients.

Thanks!! The money were transferred to my bank account as agreed – within 2 hours. I paid off the debt early and had no issues. The process is easy and legit. Be a responsible customer and you will have no troubles.

Makenzie Kertzmann

Thanks!! The money were sent to my bank account as agreed – the next morning. I closed the debt on time and had no problems. The process is fast and legit. Be a responsible person and you will have no troubles.

Isai Bailey

Thank you for the amazing service. Your managers helped me throughout the process. It’s convenient that you only need an ID to get approved.

Miss Tia Cummerata Sr.

Pay Attention

The above-given information provides the details about a certain lender. The information below is about common information about payday loans.

Payday Loans in Springfield, Massachusetts

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Cash advance loans may turn out an easy and speedy solution to a short-term problem in Springfield, Massachusetts. Loans from payday lenders can get you cash same day. Your APR will depend on several things.

APR

23% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to individuals with a poor credit score. Payday loan approvals depend very much on specific factors. Payday companies will look at your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Springfield, Illinois

First Mid Bank & Trust Harrisburg South

719 Rollie Moore Dr, Harrisburg, IL 62946, USA

+1 (618) 253-1260

www.firstmid.com

Cornerstone Credit Union

550 W Meadows Dr, Freeport, IL 61032, USA

+1 (800) 711-3277

www.cornerstonecu.org

Wells Fargo Capital Finance

10 S Wacker Dr, Chicago, IL 60606, USA

+1 (800) 869-3557

www.wellsfargo.com

World Finance

3095 Woodlawn Rd, Lincoln, IL 62656, USA

+1 (217) 732-8282

www.loansbyworld.com

Check `n Go

601 N Commercial St Ste 108, Harrisburg, IL 62946, USA

+1 (618) 253-5400

locations.checkngo.com

Illinois Title Loans, Inc.

5762 N Milwaukee Ave, Chicago, IL 60646, USA

+1 (773) 775-4397

illinoistitleloansinc.com

The Gerber State Bank

102 S, IL-48, Oreana, IL 62554, USA

+1 (217) 468-2330

gerberstatebank.com

Mercantile Bank ATM

2001 Maine St, Quincy, IL 62301, USA

+1 (217) 223-7300

www.mercantilebk.com

Tower Loan

1410 Broadway Ave, Mattoon, IL 61938, USA

+1 (217) 235-1046

www.towerloan.com

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