Feedback about Bank of Southern California?
Here you read the feedback of our clients.
Good service with a reasonable rate. Money transferred immediately, I always use Bank of Southern California.
Wallace Upton
I took the first payday loan, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to renew the payment and return the payday loan in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.
Janessa Bartell
The funds are transferred to my card. I pay off through my account. The payment is efficient and fast. Pay on time and there will be no issues.
Vesta Grimes
I have a problem with paying a loan at another bank. It is inconvenient to borrow from friends. Therefore, I decided to contact Bank of Southern California. They really helped.
Lillian Ledner
Pay Attention
Above there are details about a exact lender. Below every reader may get acquainted with the common features of payday loans.
Payday Loans in Rancho Mirage, California
A short-term loan is known as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts range from $100-$1,000.
Such financial products as payday loan in Rancho Mirage, California is taken out simply and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more payday loans you pay back off, the more favorable rates a customer will get.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Bank of Southern California help take out a loan in Rancho Mirage, California?
- 24/7 operation. Such Internet services allow you to credit funds at any time. Money are issued day and night. The loan will be sent to a bank account, so a personal visit to the office is not required.
- No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.
What data to fill in in the application? - General Info
To submit an application, every borrower should fill out the following data:
Submit an application to get terms and rates for an offer from one of lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history is a adverse factor that is taken into account by financial institutions. Lenders in Rancho Mirage, ca consider this circumstance not a hindrence to issue a loan. The client of a payday loan should be prepared to objectively estimate financial capabilities, issue a loan, pay back the debt on schedule and not only resolve current problems, but enhance the credit score.
The following common points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a payday loan, you should define its real cost. This calculator will show the APR of the loan.
APR Calculator
Other Payday Lenders in Rancho Mirage, California
Advance America
1698 W 6th St Ste. B, Corona, CA 92882, USA
+1 (951) 278-1164
www.advanceamerica.net
USA Checks Cashed & Payday Advance
14876 Bear Valley Rd, Victorville, CA 92395, USA
+1 (760) 952-2552
www.usacheckcashingstore.com
East West Bank
35233 Newark Blvd Suite E, Newark, CA 94560, USA
+1 (510) 246-8313
www.eastwestbank.com
