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2001-08-06
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Feedback about KeyPoint Credit Union?
Here you get acquainted with the feedback of our customers.
They are helpful with payday loans and credit cards.
Prof. Kristian Moore II
I would recommend Oak View Law to anyone who is in a vicious cycle with payday loan companies. They took over handling my debt right away, and have provided me with …
Brad Bartell
… sometime last year, mostly dealing with Simon Green. I was in a vicious cycle with payday loan companies and struggling so much. But OVLG was able to help me figure out …
Mollie Leffler Sr.
Pay Attention
Lenders are shown in the first three points. Below info shows general information about payday loans.
Payday Loans in San Jose, Illinois
The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.
Such financial products as payday loan in San Jose, Illinois is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more payday loans you pay back off, the more reasonable rates a customer will recieve.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
How will KeyPoint Credit Union help take out a payday loan in San Jose, Illinois?
- Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen lender offline. The funds will be deposited to your credit card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online form with personal data. It will take several minutes to process the form. The funds are credited in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill out in the application? - General Info
To submit an application, every customer should fill in the following data:
Submit an application to get terms and rates for an offer from one of lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a loan. Lenders do not consider this factor the only one to issue a loan in San Jose, Illinois. The company will assess many points to qualify such as payment abilities. Cash advance will be a way to improve your bad credit rating into a favorable one.
The following general points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator clarifies the cost of the payday loan known as annual percentage rate.
APR Calculator
Other Payday Lenders in San Jose, California
1st United Credit Union
6300 College Ave Suite 110, Oakland, CA 94618, USA
+1 (800) 649-0193
www.1stunitedcu.org
First Bank Loan Production Agency
542 Main St, Vacaville, CA 95688, USA
+1 (707) 372-8271
www.first.bank
USC Credit Union
3096 McClintock Ave Suite 1430, Los Angeles, CA 90089, USA
+1 (877) 670-5860
www.usccreditunion.org
Equity Smart Home Loans
1499 Huntington Dr Suite 500, South Pasadena, CA 91030, USA
+1 (323) 258-4317
www.equitysmartloans.com
Bank of America ATM
20226 CA-18 Unit B, Apple Valley, CA 92307, USA
+1 (844) 401-8500
locators.bankofamerica.com
Kinecta Federal Credit Union - Fountain Valley
17860 Newhope St #102, Fountain Valley, CA 92708, USA
+1 (800) 854-9846
www.kinecta.org
