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What people think about First State Bank?
Below you read some of the reviews of our customers.
Always have had excellent service.
Candice Schamberger
I have been a First State Bank customer since 1980.
Kelli West
Great bank and people
Dr. Vivien Kautzer I
Pay Attention
Below you can read general information about payday loans and their common features.
Payday Loans in Gainesville, New York
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans in Gainesville, New York is are easy to access. The APR is specific for each person and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.
APR
25% small loan cap
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit rating you may still get a payday loan. Such loans are created to help meet the needs of people with lower credit scores. There are lenders who may be happy to offer you a payday loan even if you have a bad credit rating. You will need a stable income to get approved for a bad credit payday loan.
To get approved for a cash advance, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the annual percentage rate and find out the real cost of the loan immediately.
APR Calculator
Other Payday Lenders in Gainesville, Texas
First United Bank - Denton Rayzor Ranch
2730 W University Dr, Denton, TX 76201, USA
+1 (940) 387-4417
www.firstunitedbank.com
Heritage Land Bank - Fort Worth Branch
301 Commerce St #1380, Fort Worth, TX 76102, USA
+1 (817) 986-0910
www.heritagelandbank.com
TitleMax Title Loans
3411 Sycamore School Rd, Fort Worth, TX 76123, USA
+1 (817) 370-1470
www.titlemax.com
