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Loan agency in Ames, Iowa

303 Lincoln Way, Ames, IA 50010, USA
5 years in business
+1 (515) 233-3138
Friday
9AM–7PM
Saturday
9AM–3PM
Sunday
(Easter)
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM

What people think about Easy Cash Solutions?

Below you get acquainted with some of the reviews of our customers.

I want to say Many Thanks to the team of Easy Cash Solutions. They offer quick solution to any sudden money issues. Love them for their immediate approval. Applied for a cash advance and got accepted although my credit was poor. I will surely use this company if I need money again.

Nathanial Glover PhD

I needed $500 to buy a dress on a sale. The only solution was to apply for a payday loan. Found a lot of loan providers on the Internet. Easy Cash Solutions is the most credible company in Ames.

Justyn Gutmann

Important

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Ames, Iowa

A payday loan is a short-term loan that can help you cover immediate cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans in Ames, Iowa is are easy to access. The APR is individual for each person and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give clients with a bad credit rating an increased chance to get accepted for short-term loans. A payday loan may be the only financial product available for some people to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your budget and pay back your loan commitments on time.

To get approved for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the cash advance loan even before applying.

APR Calculator

Other Payday Lenders in Ames, Iowa

AFC (Automotive Finance Corp.)

1800 SE Gateway Dr, Grimes, IA 50111, USA

+1 (515) 986-1220

www.autofinance.com

Bank Iowa - Clarinda (Main Bank)

101 E Main St, Clarinda, IA 51632, USA

+1 (712) 542-2121

www.bankiowa.bank

Edward Jones - Financial Advisor: Kyle R Hibbing

1450 Boyson Rd Suite C4-1, Hiawatha, IA 52233, USA

+1 (319) 378-3450

www.edwardjones.com

First Central State Bank

223 Main St, Goose Lake, IA 52750, USA

+1 (563) 577-2261

www.firstcentralsb.bank

Central Bank

2 W Bow Dr, Cherokee, IA 51012, USA

+1 (712) 225-5726

www.centralbankonline.com

West Bank

2440 E Euclid Ave, Des Moines, IA 50317, USA

+1 (515) 222-2390

www.westbankstrong.com

LPI Loans

2412 Park Ave, Muscatine, IA 52761, USA

+1 (563) 262-4000

lpiloans.com

Neighborhood Finance Corporation

1912 6th Ave, Des Moines, IA 50314, USA

+1 (515) 246-0010

neighborhoodfinance.org

Bank Plus

322 3rd St N, Swea City, IA 50590, USA

+1 (515) 272-4226

www.bankplusiowa.com

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