Welcome to Our Online Loan Referral Service

3.1 15 reviews

6260 Mills Civic Pkwy, West Des Moines, IA 50266, USA
+1 (800) 475-1150
www.collinscu.org
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
9AM–12PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Collins Community Credit Union?

Here you see the feedback of our clients.

The staff here are friendly and helpful.

Dr. Elton Bins

Best customer service ever.

Elmo McGlynn

It is Collins Community Credit Union customer service center.

Mr. Garnett Brown

Pay Attention

Payday lenders are provided in the first three points. Below info offers general information about payday loans.

Payday Loans in West Des Moines, Iowa

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in West Des Moines, Iowa are taken out problem-free. The interest rate is dependent on the borrower's person-related data: if you repay more payday loans, the more efficient terms and rates lenders guarantee.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Collins Community Credit Union help take out a payday loan in West Des Moines, Iowa?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to review the form. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in West Des Moines, Iowa. The lending company will estimate many points to qualify such as solvency. Cash advance will be a source to improve your bad credit score into a favorable one.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a definite cost of the loan.

APR Calculator

Other Payday Lenders in West Des Moines, Iowa

Fidelity Bank & Trust

102 Bierman Rd, Epworth, IA 52045, USA

+1 (563) 876-9090

www.bankfidelity.com

First State Bank

301 7th Ave, Sully, IA 50251, USA

+1 (641) 594-3744

www.fsbankia.com

U.S. Bank Branch

6307 University Ave, Cedar Falls, IA 50613, USA

+1 (319) 266-3989

locations.usbank.com

Meridian Payment Systems

1405 Fairway Dr, Marshalltown, IA 50158, USA

+1 (641) 753-8570

Emmet County State Bank

124 Maple St, Ringsted, IA 50578, USA

+1 (712) 866-0671

Home Trust & Savings Bank

628 Main St, Osage, IA 50461, USA

+1 (641) 732-3763

www.hometrustbank.com

Peoples Bank Carlisle

2720 Gateway Dr, Carlisle, IA 50047, USA

+1 (515) 989-3600

www.mybankpsb.com

Homeowners Financial Group

121 S Story St, Rock Rapids, IA 51246, USA

+1 (712) 472-3015

www.homeownersfg.com

Luana Savings Bank

855 W Bridge Rd, Polk City, IA 50226, USA

+1 (515) 984-7100

luanasavingsbank.com

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