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What people think about Greater Iowa Credit Union Operations Center?
Below you read some of the reviews of our customers.
Greater Iowa Credit Union Operations Center seems honest. Used it twice. The first payday loan approved was small – $200, but next time the limit was increased to $900. Repaid the loan on schedule. The employees were understanding, they gave detailed answers to all my questions. No delays. But their interest rates are average.
Zola Mosciski
Recently I experienced the most unpleasant situation in my life. I suddenly needed $1000 to cover utility bills. This lender helped me immediately. They were the only lender that accepted me for the necessary amount. I sorted out all my problems. I will surely recommend this lender to my friends. Best service ever.
Icie Trantow
Thank you Greater Iowa Credit Union Operations Center for helping me when I needed cash urgently to pay for business trip. I have applied through this website 3 times and everything was OK. This is the most transparent lender with no hidden fees. Highly recommended!!!
Laury Beahan
It decided to fix my credit because I had no chances of getting approved for a student loan. So I applied for a cash advance via Greater Iowa Credit Union Operations Center. Took out 4 small loans, one after another, and repaid them in timely manner. My credit score improved! It worked! Very satisfied.
Domenick Schoen
I always use Greater Iowa Credit Union Operations Center when it need a payday loan. The application process is hassle-fee. No issues.
Dr. Steve Weimann Sr.
Pay Attention
Below you can review general information about payday loans and their common aspects.
Payday Loans in Ames, Iowa
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
Payday loans in Ames, Iowa is are easy to access. The APR is individual for each borrower and depends on various things: age, income, loan amount needed, loan term, credit score, etc.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Payday loans are designed for consumers with a credit report that's less than spotless, or who have poor to no credit history. Bad credit history may prevent you from getting accepted for a bank loan. Payday lenders in Ames, ia approve individuals with poor credit. You can apply for a bad credit payday loan on the net 24/7 and if successful could have the money in your account within the hour.
To get accepted for a cash advance, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was designed to quickly calculate the APR. It’s easy to learn the real cost of the loan even before applying.
APR Calculator
Other Payday Lenders in Ames, Iowa
Edward Jones - Financial Advisor: Scott G Thompson
115 N 4th Ave Ste 200, Logan, IA 51546, USA
+1 (712) 644-3692
www.edwardjones.com
John Long - Ameriprise Financial Services, LLC
301 S Riverview St Ste 3, Bellevue, IA 52031, USA
+1 (563) 652-2013
www.ameripriseadvisors.com
Dupaco Community Credit Union
1200 W Main St, Manchester, IA 52057, USA
+1 (563) 927-6187
www.dupaco.com
Central Bank
3455 Ingersoll Ave, Des Moines, IA 50312, USA
+1 (515) 331-7235
www.centralbankonline.com
Edward Jones - Financial Advisor: Grant P McGraw, AAMS®
115 N Buxton St, Indianola, IA 50125, USA
+1 (515) 962-2704
www.edwardjones.com
State Savings Bank
101 Broadway St, Clearfield, IA 50840, USA
+1 (641) 336-2411
www.statesavings.bank
