Welcome to Our Online Loan Referral Service


1509 Baltimore Dr, Ames, IA 50010, USA
+1 (800) 296-9064
www.gicu.org

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What people think about Greater Iowa Credit Union Operations Center?

Below you read some of the reviews of our customers.

Greater Iowa Credit Union Operations Center seems honest. Used it twice. The first payday loan approved was small – $200, but next time the limit was increased to $900. Repaid the loan on schedule. The employees were understanding, they gave detailed answers to all my questions. No delays. But their interest rates are average.

Zola Mosciski

Recently I experienced the most unpleasant situation in my life. I suddenly needed $1000 to cover utility bills. This lender helped me immediately. They were the only lender that accepted me for the necessary amount. I sorted out all my problems. I will surely recommend this lender to my friends. Best service ever.

Icie Trantow

Thank you Greater Iowa Credit Union Operations Center for helping me when I needed cash urgently to pay for business trip. I have applied through this website 3 times and everything was OK. This is the most transparent lender with no hidden fees. Highly recommended!!!

Laury Beahan

It decided to fix my credit because I had no chances of getting approved for a student loan. So I applied for a cash advance via Greater Iowa Credit Union Operations Center. Took out 4 small loans, one after another, and repaid them in timely manner. My credit score improved! It worked! Very satisfied.

Domenick Schoen

I always use Greater Iowa Credit Union Operations Center when it need a payday loan. The application process is hassle-fee. No issues.

Dr. Steve Weimann Sr.

Pay Attention

Below you can review general information about payday loans and their common aspects.

Payday Loans in Ames, Iowa

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Payday loans in Ames, Iowa is are easy to access. The APR is individual for each borrower and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are designed for consumers with a credit report that's less than spotless, or who have poor to no credit history. Bad credit history may prevent you from getting accepted for a bank loan. Payday lenders in Ames, ia approve individuals with poor credit. You can apply for a bad credit payday loan on the net 24/7 and if successful could have the money in your account within the hour.

To get accepted for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the APR. It’s easy to learn the real cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Ames, Iowa

MidWestOne Bank

7204 University Ave, Windsor Heights, IA 50324, USA

+1 (515) 274-0075

www.midwestone.bank

First Community Bank

119 S Fulton St, Newell, IA 50568, USA

+1 (712) 272-3321

www.fcb4u.com

Bank of the West

405 Heivly St, Decorah, IA 52101, USA

+1 (563) 387-3683

www.bankofthewest.com

Northwestern Bank

934 3rd Ave, Sheldon, IA 51201, USA

+1 (712) 324-5141

nwbonline.bank

First Whitney Bank & Trust

223 Chestnut St, Atlantic, IA 50022, USA

+1 (712) 243-3195

www.firstwhitneybank.com

Community Bank & Trust

210 W 4th St, Wilton, IA 52778, USA

+1 (563) 732-2077

www.commbk.net

Check Into Cash

1414 48th St #3, Fort Madison, IA 52627, USA

+1 (319) 372-1120

local.checkintocash.com

Iowa Prairie Bank

225 Floyd Ave N, Hinton, IA 51024, USA

+1 (712) 947-4323

www.iowapb.com

Edward Jones - Financial Advisor: Dave George

109 S Harrison St, Mt Pleasant, IA 52641, USA

+1 (319) 385-1216

www.edwardjones.com

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