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Feedback about Collins Community Credit Union?
Here you see the feedback of our clients.
Great customer service, decent loan programs.
Izaiah Stehr
A five minute conversation where I give them my debit card info costs $15.
Katelin Kemmer
Not a good place to do business.
Bernie Koepp
Pay Attention
The first three points describe the certain lending company. In other turn, below-defined info makes people get acquainted general information about payday loans.
Payday Loans in Cedar Rapids, Iowa
Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.
Hassle-free financial products are considered as payday loans in Cedar Rapids, ia. They are taken out at individually-set interest rates. They depend on personal data. It is also important to repay as much payday loans as possible.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
How will Collins Community Credit Union help issue a loan in Cedar Rapids, Iowa?
- 24/7 service. Such online services allow you to get funds at any time. Money are taken out day and night. The deposit will be sent to a account, so a personal visit to the store is not required.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill in in the application? - General Info
To leave an application, every customer should fill in the following data:
Then press a Submit button to get an offer from one of the lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Cedar Rapids, Iowa. The company will estimate many points to qualify such as solvency. Payday loans will be a source to improve your bad credit rating into a favorable one.
The following general points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator defines the cost of the loan known as annual percentage rate.
APR Calculator
Other Payday Lenders in Cedar Rapids, Iowa
Mount Vernon Bank & Trust Company
206 1st St SW, Mt Vernon, IA 52314, USA
+1 (319) 895-8835
www.mountvernonbank.com
Dubuque Bank and Trust
2196 Holliday Dr, Dubuque, IA 52002, USA
+1 (563) 587-3900
www.dubuquebank.com
Edward Jones - Financial Advisor: Soren A Heilskov
16 1st St NW, Hampton, IA 50441, USA
+1 (641) 456-4946
www.edwardjones.com
FNBO - First National Bank of Omaha
2421 W Broadway, Council Bluffs, IA 51501, USA
+1 (712) 435-5060
www.fnbo.com
