Welcome to Our Online Loan Referral Service

3.4 43 reviews

3160 Wiley Blvd SW, Cedar Rapids, IA 52404, USA
+1 (800) 475-1150
www.collinscu.org
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Collins Community Credit Union?

Here you see the feedback of our clients.

Great customer service, decent loan programs.

Izaiah Stehr

A five minute conversation where I give them my debit card info costs $15.

Katelin Kemmer

Not a good place to do business.

Bernie Koepp

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes people get acquainted general information about payday loans.

Payday Loans in Cedar Rapids, Iowa

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Hassle-free financial products are considered as payday loans in Cedar Rapids, ia. They are taken out at individually-set interest rates. They depend on personal data. It is also important to repay as much payday loans as possible.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Collins Community Credit Union help issue a loan in Cedar Rapids, Iowa?

  • 24/7 service. Such online services allow you to get funds at any time. Money are taken out day and night. The deposit will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Cedar Rapids, Iowa. The company will estimate many points to qualify such as solvency. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Cedar Rapids, Iowa

Veridian Credit Union

1900 3rd Ave SE, Independence, IA 50644, USA

+1 (800) 235-3228

www.veridiancu.org

First Federal Credit Union

1035 N Center Point Rd, Hiawatha, IA 52233, USA

+1 (319) 743-7806

www.firstfedcu.com

Edward Jones - Financial Advisor: Andy Leech

123 S Howard St, Indianola, IA 50125, USA

+1 (515) 961-5367

www.edwardjones.com

Citizens 1st National Bank

529 Lake Ave N, Storm Lake, IA 50588, USA

+1 (712) 732-5440

www.citizensfnb.com

Two Rivers Bank & Trust

1066 S Gear Ave, West Burlington, IA 52655, USA

+1 (319) 753-9166

www.tworivers.bank

Northwestern Mutual Financial

2018 Indian Hills Dr B, Sioux City, IA 51104, USA

+1 (712) 239-3936

www.northwesternmutual.com

South Ottumwa Savings Bank

101 Main St, Hedrick, IA 52563, USA

+1 (641) 653-4422

www.sosb-ia.com

North Iowa Community Credit Union

4063 4th St SW, Mason City, IA 50401, USA

+1 (641) 423-2281

www.niccu.com

U.S. Bank Branch

2900 Hamilton Blvd, Sioux City, IA 51104, USA

+1 (712) 255-3240

locations.usbank.com

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