Welcome to Our Online Loan Referral Service

4 8 reviews

1035 N Center Point Rd, Hiawatha, IA 52233, USA
+1 (319) 743-7806
www.firstfedcu.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
9AM–12PM
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2003-09-08

Mailing Address

Iowa, United States

Company Name

First Federal Credit Union

First Federal Credit Union

Contact Data

Feedback about First Federal Credit Union?

Here you see the feedback of our customers.

Disappointed! Was declined to borrow $1,000. Only $400 was approved.

Nathaniel Kemmer

I contacted First Federal Credit Union 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will be deposited the money. And instead of money, excuse me, address the company in a month. Why?

Helen Altenwerth

No matter how much asked for a loan. Constantly denied. No idea why?

Julian Ernser

Pay Attention

Payday lenders are provided in the first three points. Below info offers shared information about payday loans.

Payday Loans in Hiawatha, West Virginia

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Payday loans in Hiawatha, West Virginia are taken out easily. The interest percentage is conditional on the client's person-related information: if you cover obligations for more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

31% APR for loans up to $2,000

How will First Federal Credit Union help issue a payday loan in Hiawatha, West Virginia?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed funds will be transfered to account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be reviewed in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to take out a loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor taken into account by financial institutions is known as bad credit history. But this drawback is not reviewed as the only one by payday lenders to issue a cash advance. The lender review many aspects such as financial solvency to approve the application. Cash advance in Hiawatha, West Virginia may help improve your credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Hiawatha, Iowa

F&M Bank & Trust

101 Broadway St, West Burlington, IA 52655, USA

+1 (319) 754-2265

www.fmbanktrust.com

MidWestOne Bank

1422 9th St SE, Dyersville, IA 52040, USA

+1 (563) 875-2492

www.midwestone.bank

Fast Cash of America

708 N 18th St #2, Centerville, IA 52544, USA

+1 (641) 856-4445

U.S. Bank Branch

2615 Grand Ave, Ames, IA 50010, USA

+1 (515) 232-0093

locations.usbank.com

Liberty Bank

2650 W Broadway, Council Bluffs, IA 51501, USA

+1 (712) 325-4494

www.liberty-bank.com

Edward Jones - Financial Advisor: Brent R Albrechtsen, AAMS®

1830 N 2nd St Suite 2, Clinton, IA 52732, USA

+1 (563) 242-9966

www.edwardjones.com

N W Iowa Credit Union

1411 Industrial Rd SW, Le Mars, IA 51031, USA

+1 (712) 546-7676

www.nwicu.com

Farmers Savings Bank

2121 Okoboji Ave, Milford, IA 51351, USA

+1 (712) 338-4800

www.fsbfostoria.com

Advance America

3135 Wiley Blvd SW Ste. 107, Cedar Rapids, IA 52404, USA

+1 (319) 390-5800

www.advanceamerica.net

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