Welcome to Our Online Loan Referral Service

2.4 8 reviews

222 2nd Ave SE, Cedar Rapids, IA 52401, USA
+1 (319) 368-4444
locations.usbank.com
Thursday
9:30AM–4PM
Friday
9:30AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9:30AM–4PM
Tuesday
9:30AM–4PM
Wednesday
9:30AM–4PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you see the feedback of our clients.

Manager and teller both hung up on me.

Robb Sauer

To make things worse there is no communication.

Mr. Raymond Mills Sr.

Helpful personnel but the management is not helpful or flexible.

Alexys Koss

Pay Attention

The first three points specify the certain lender. In other turn, below-shown info makes people grapple with common information about payday loans.

Payday Loans in Cedar Rapids, Iowa

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.

Such financial products as payday loan in Cedar Rapids, Iowa is issued simply and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more payday loans you pay back off, the more reasonable rates a borrower will get.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will U.S. Bank Branch help take out a payday loan in Cedar Rapids, Iowa?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The deposit will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is reviewed by financial institutions. Microfinance organizations in Cedar Rapids, ia consider this circumstance not a hindrence to take out a loan. The recipient of a cash advance should be prepared to objectively assess financial solvency, issue a loan, repay the debt on a due date and not only handle current problems, but improve the credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will define the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Cedar Rapids, Iowa

Edward Jones - Financial Advisor: Douglas D Dodgen

217 Duff Ave, Ames, IA 50010, USA

+1 (515) 232-3371

www.edwardjones.com

U.S. Bank Branch

712 11th St, DeWitt, IA 52742, USA

+1 (563) 659-9188

locations.usbank.com

U.S. Bank Branch

435 John F Kennedy Rd, Dubuque, IA 52002, USA

+1 (563) 589-2217

locations.usbank.com

Edward Jones - Financial Advisor: Nick Dennie

805 1st St W, Independence, IA 50644, USA

+1 (319) 334-7175

www.edwardjones.com

Wayland State Bank

205 W Main St, Wayland, IA 52654, USA

+1 (319) 256-5000

www.waylandstbank.com

Great Southern Bank

2351 Locust St Suite 100, Davenport, IA 52804, USA

+1 (563) 323-0010

locations.greatsouthernbank.com

Bank of the West

770 7th Ave, Marion, IA 52302, USA

+1 (319) 377-7381

www.bankofthewest.com

Citizens Community Credit Union

1805 18th St, Spirit Lake, IA 51360, USA

+1 (712) 336-1095

www.citizenscu.com

Principal Financial

1230 N 17th St, Chariton, IA 50049, USA

+1 (641) 774-2766

www.principal.com

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