Welcome to Our Online Loan Referral Service

3.6 9 reviews

22 W Main St, New Hampton, IA 50659, USA
+1 (641) 394-2116
luanasavingsbank.com
Thursday
8AM–4:30PM
Friday
8AM–4:30PM
Saturday
8–11AM
Sunday
Closed
Monday
8AM–4:30PM
Tuesday
8AM–4:30PM
Wednesday
8AM–4:30PM

Domain Info

Created Date

2001-05-17

Mailing Address

100 Harvest Dr., Luana, IA, 52156, United States

Company Name

Grant Langhus

Luana Savings Bank

Contact Data

Non-Public Data

Feedback about Luana Savings Bank?

Here you see the reviews of our clients.

It feels like family to me and I am extremely satisfied with their service!

Prof. Stefanie Glover

Incessant realtor shows the place and says not to be there.

Selmer Konopelski III

We recently inquired at Luana Savings Bank for a commercial loan.

Mr. Grady Barton DDS

Pay Attention

The first three points show the certain lending company. In other turn, below-specified info makes readers get acquainted general information about payday loans.

Payday Loans in New Hampton, New York

A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Hassle-free financial products are considered as payday loans in New Hampton, ny. They are taken out at individually-set interest rates. They depend on customer's data. It is also significant to pay back as much payday loans as possible.

APR

25% small loan cap

How will Luana Savings Bank help take out a loan in New Hampton, New York?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are taken out around the clock. The deposit will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Lenders do not consider this factor the only one to take out a loan in New Hampton, New York. They rate many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to enhance your credit rating.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a definite cost of the loan.

APR Calculator

Other Payday Lenders in New Hampton, Iowa

Edward Jones - Financial Advisor: Wes Vorwald

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+1 (563) 582-8308

www.edwardjones.com

Mobile Money, LLC

613 US-30, Carroll, IA 51401, USA

Jay Bollman - Ameriprise Financial Services, LLC

12247 Stratford Dr, Clive, IA 50325, USA

+1 (515) 207-3400

www.ameripriseadvisors.com

Check `n Go

2313 Logan Ave, Waterloo, IA 50703, USA

+1 (319) 327-5366

locations.checkngo.com

Veridian Credit Union

315 Oak Ridge Cir, Waverly, IA 50677, USA

+1 (800) 235-3228

www.veridiancu.org

Edward Jones - Financial Advisor: Larry M Kelch

1233 Ave H, Fort Madison, IA 52627, USA

+1 (319) 372-8001

www.edwardjones.com

Edward Jones - Financial Advisor: Bobbie Holliday

100 E 2nd St, Muscatine, IA 52761, USA

+1 (563) 263-2556

www.edwardjones.com

Cedar Rapids Bank & Trust

3406 F Ave NW, Cedar Rapids, IA 52405, USA

+1 (319) 286-6282

www.crbt.bank

Community 1st Credit Union

739 E Pennsylvania Ave, Ottumwa, IA 52501, USA

+1 (641) 683-6752

www.c1stcreditunion.com

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