Welcome to Our Online Loan Referral Service

3.6 9 reviews

22 W Main St, New Hampton, IA 50659, USA
+1 (641) 394-2116
luanasavingsbank.com
Thursday
8AM–4:30PM
Friday
8AM–4:30PM
Saturday
8–11AM
Sunday
Closed
Monday
8AM–4:30PM
Tuesday
8AM–4:30PM
Wednesday
8AM–4:30PM

Domain Info

Created Date

2001-05-17

Mailing Address

100 Harvest Dr., Luana, IA, 52156, United States

Company Name

Grant Langhus

Luana Savings Bank

Contact Data

Non-Public Data

Feedback about Luana Savings Bank?

Here you see the reviews of our clients.

It feels like family to me and I am extremely satisfied with their service!

Prof. Stefanie Glover

Incessant realtor shows the place and says not to be there.

Selmer Konopelski III

We recently inquired at Luana Savings Bank for a commercial loan.

Mr. Grady Barton DDS

Pay Attention

The first three points show the certain lending company. In other turn, below-specified info makes readers get acquainted general information about payday loans.

Payday Loans in New Hampton, New York

A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Hassle-free financial products are considered as payday loans in New Hampton, ny. They are taken out at individually-set interest rates. They depend on customer's data. It is also significant to pay back as much payday loans as possible.

APR

25% small loan cap

How will Luana Savings Bank help take out a loan in New Hampton, New York?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are taken out around the clock. The deposit will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Lenders do not consider this factor the only one to take out a loan in New Hampton, New York. They rate many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to enhance your credit rating.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a definite cost of the loan.

APR Calculator

Other Payday Lenders in New Hampton, Iowa

Edward Jones - Financial Advisor: Corey M Joens

350 E Ridgeway Ave, Waterloo, IA 50702, USA

+1 (319) 232-3306

www.edwardjones.com

Advance America

1821 22nd St STE 104, West Des Moines, IA 50266, USA

+1 (515) 440-3016

www.advanceamerica.net

U.S. Bank Branch

425 Cedar St, Waterloo, IA 50701, USA

+1 (319) 235-3285

locations.usbank.com

Farmers State Bank

401 Main St, Lake View, IA 51450, USA

+1 (712) 657-8525

www.fsblv.com

Bank of the West

2596 Hubbell Ave, Des Moines, IA 50317, USA

+1 (515) 265-5380

www.bankofthewest.com

Edward Jones - Financial Advisor: Steve Swenson

1401 Main St, Osage, IA 50461, USA

+1 (641) 732-1033

www.edwardjones.com

Edward Jones - Financial Advisor: Dusty Stewart

1255 N Elm St, Ottumwa, IA 52501, USA

+1 (641) 682-2600

www.edwardjones.com

United Bank of Iowa

33 2nd St, Schleswig, IA 51461, USA

+1 (712) 676-3606

www.unitedbk.bank

United Bank of Iowa

501 2nd St, Ida Grove, IA 51445, USA

+1 (712) 364-3393

www.unitedbk.bank

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