Welcome to Our Online Loan Referral Service

4 17 reviews

1515 W 53rd St, Davenport, IA 52806, USA
+1 (563) 355-0152
www.ascentra.org
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM

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Feedback about Ascentra Credit Union?

Here you get acquainted with the reviews of our customers.

Scott O'Haver was extremely helpful while opening my checking account.

Mr. Jensen Crist

She is also not customer friendly or open to African American customers.

Delphine Torphy

Friendly service, efficient.

Prof. Leo Zieme V

Extremely Rude staff behind the glass partition.

Ms. Corine Frami MD

I had a very reliable check from an insurance company.

Annabelle Padberg IV

Pay Attention

Above-defined info offers the details about a definite lender. Below-shown info is oriented on common information about payday loans.

Payday Loans in Davenport, New York

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

Such financial products as payday loan in Davenport, New York is issued simply and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more payday loans you pay back off, the more reasonable rates a customer will recieve.

APR

25% small loan cap

How will Ascentra Credit Union help issue a payday loan in Davenport, New York?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are issued day and night. The loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Lenders in Davenport, ny consider this circumstance not an obstacle to issue a loan. The client of a cash advance should be prepared to objectively estimate financial solvency, issue a loan, pay back the debt on schedule and not only cope with current problems, but improve the credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

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Midstates Bank

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Edward Jones - Financial Advisor: Kent Streicher, AAMS®

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Community Choice Credit Union

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First Bank

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Community 1st Credit Union

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Community Savings Bank

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