Welcome to Our Online Loan Referral Service

4.9 7 reviews

401 B Ave, Vinton, IA 52349, USA
+1 (319) 472-2373
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–5PM
Saturday
8:30–11AM
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM

Feedback about Farmers Savings Bank & Trust?

Here you grapple with the reviews of our customers.

I took out a loan when I had problems with money. There was no other way out. I searched this website on the Internet, among others. Has applied several services. One declined, the other offered too high a interest rate, but here it was approved as I wanted.

Jenifer Hamill

Thanks to Farmers Savings Bank & Trust for assisting when money is urgently needed. I have been applying to this service for over a year and everything is always honest, without hidden charges.

Alexandro Littel

I contacted Farmers Savings Bank & Trust. Everything was done fast. Only pleasant impressions remained!

Frida Streich

Farmers Savings Bank & Trust applied for a cash advance secured by an auto for the first time, I liked everything very much. Fast and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Will Conn

Pay Attention

Further there will be given the details about not a exact lending company. The information below will define common information about payday loans and its specific aspects.

Payday Loans in Vinton, Virginia

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

Payday loans in Vinton, Virginia are taken out easily. The interest percentage is conditional on the customer's person-related data: if you pay back more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Farmers Savings Bank & Trust help take out a payday loan in Vinton, Virginia?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to process the application. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is considered by financial institutions. Payday lenders in Vinton, va consider this circumstance not an obstacle to take out a loan. The borrower of a payday loan should be ready to objectively assess financial solvency, issue a loan, pay back the debt on time and not only handle current issues, but improve the credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to utilize the calculator. It will determine the cost of the payday loan.

APR Calculator

Other Payday Lenders in Vinton, Iowa

U.S. Bank Branch

5321 Council St NE, Cedar Rapids, IA 52402, USA

+1 (319) 378-3183

locations.usbank.com

Savings Bank

185 S Green Ave, Primghar, IA 51245, USA

+1 (712) 957-6815

www.savingsbankia.com

Peoples Bank

303 Main St, Rippey, IA 50235, USA

+1 (515) 436-7418

www.mypeoples.bank

Financial Literacy Council of Greater Hamilton County

501 Bank St, Webster City, IA 50595, USA

+1 (515) 835-0437

Northwestern Bank

122 Central Ave NW, Orange City, IA 51041, USA

+1 (712) 737-4911

www.nwbonline.bank

Edward Jones - Financial Advisor: Jon W Hart, AAMS®

3211 Division St Suite 2, Burlington, IA 52601, USA

+1 (319) 753-5693

www.edwardjones.com

Luana Savings Bank

16390 Holcomb Ct, Clive, IA 50325, USA

+1 (515) 987-2116

luanasavingsbank.com

Great Southern Bank

210 NE Delaware Ave, Ankeny, IA 50021, USA

+1 (515) 964-5626

locations.greatsouthernbank.com

MidWestOne Bank

4510 Prairie Pkwy, Cedar Falls, IA 50613, USA

+1 (319) 277-2500

www.midwestone.bank

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