Welcome to Our Online Loan Referral Service

3.2 5 reviews

200 N 10th St, Centerville, IA 52544, USA
+1 (641) 437-4500
www.iowatrust.bank
Wednesday
7:30AM–5:30PM
Thursday
7:30AM–5:30PM
Friday
7:30AM–5:30PM
Saturday
7:30AM–12PM
Sunday
Closed
Monday
7:30AM–5:30PM
Tuesday
7:30AM–5:30PM

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What people think about Iowa Trust & Savings Bank?

Below you see some of the reviews of our customers.

I'm new to town, but everyone at ITS&B has been super helpful.

Giovanny Predovic

However the staff is perfect and honestly the reason I bank there.

Lindsay McGlynn

They charge you for everything

Dariana Senger

Pay Attention

Below you can review general information about payday loans and their common aspects.

Payday Loans in Centerville, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

It is hassle-free and speedy to get approved for payday loans in Centerville, New York. The interest rate will be set individually for each consumer and will depend on the personal information the consumer provided.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can usually be an obstacle to taking out a bank loan. A payday loan can help clients who have bad credit scores or have no credit score. But we remind you that as with any borrowing you should only dare applying for a payday loan if you are certain that you can afford payments on scheduled.

To get accepted for a loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the definite APR of your payday loan.

APR Calculator

Other Payday Lenders in Centerville, Iowa

MidWestOne Bank

9350 University Ave Suite 138, West Des Moines, IA 50266, USA

+1 (515) 283-3750

www.midwestone.bank

Citizens State Bank

7352 Columbus St, New Vienna, IA 52065, USA

+1 (563) 921-2455

Wells Fargo Bank

1109 Broadway, Denison, IA 51442, USA

+1 (712) 263-1900

www.wellsfargo.com

Edward Jones - Financial Advisor: Dean R Studer

204 1st Ave, Vinton, IA 52349, USA

+1 (319) 472-5218

www.edwardjones.com

Greater Iowa Credit Union

600 E 30th St, Des Moines, IA 50317, USA

+1 (800) 296-9064

bit.ly

Edward Jones - Financial Advisor: Jeff Johnson

5761 C St SW Ste G, Cedar Rapids, IA 52404, USA

+1 (319) 841-2293

www.edwardjones.com

Farm Credit Services of America

4512 S Lakeport St, Sioux City, IA 51106, USA

+1 (712) 271-1262

www.fcsamerica.com

Ascentra Credit Union

1800 Brady St, Davenport, IA 52803, USA

+1 (563) 355-0152

www.ascentra.org

Bellevue State Bank

200 S 2nd St, Bellevue, IA 52031, USA

+1 (563) 872-4911

www.bellevuestatebank.com

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