Welcome to Our Online Loan Referral Service


103 Main St, Cumberland, IA 50843, USA
+1 (712) 774-2234
www.houghtonstatebank.com
Thursday
8AM–2PM
Friday
8AM–2PM
Saturday
Closed
Sunday
Closed
Monday
8AM–2PM
Tuesday
8AM–2PM
Wednesday
8AM–2PM

Domain Info

Created Date

1998-03-04

Mailing Address

1620 Dodge Street, Omaha, NE, 68197, United States

Company Name

Domain Administrator

First National Bank of Omaha

Contact Data

[email protected]

+1.4026337188

+1.4026337188

Feedback about Houghton State Bank?

Here you read the feedback of our clients.

I got into one situation. I urgently needed a large amount of cash. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. Houghton State Bank in Cumberland seemed to me the most convenient.

Audra Becker

I submit an application very often. I am satisfied with the terms. There is online day and night service.

Noe Harris Sr.

I issued a cash advance when I had problems with money. There was no other way out. I searched this site on the Internet, among others. Has applied several services. One denied, the other offered too high a percentage, but here it was approved as I wanted.

Ms. Aletha Hessel II

Pay Attention

Above there are details about a definite lending company. Below every user may grapple with the common features of payday loans.

Payday Loans in Cumberland, Rhode Island

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Cumberland, Rhode Island is taken out simply and quickly. The interest rate is defined respecting the category of the borrower: the more loans are successfully repaid, the more reasonable terms will be offered to you.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will Houghton State Bank help take out a payday loan in Cumberland, Rhode Island?

  • 24/7 service. Such Internet services allow you to get funds at any time. Funds are taken out around the clock. The deposit will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Cumberland, Rhode Island. They assess many other factors before issuing a payday loan. One of them is payment abilities. This is a way to enhance your credit history.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Cumberland, Iowa

United Iowa Financial

329 12th Ave SE Suite 106, Cedar Rapids, IA 52401, USA

+1 (319) 449-1145

www.unitediowafinancial.com

U.S. Bank Branch

858 Middle Rd, Bettendorf, IA 52722, USA

+1 (563) 359-6693

TIAA Financial Services

2713 Stange Rd Suite 105, Ames, IA 50010, USA

+1 (866) 904-7803

locations.tiaa.org

Edward Jones - Financial Advisor: Kyle R Hibbing

1450 Boyson Rd Suite C4-1, Hiawatha, IA 52233, USA

+1 (319) 378-3450

www.edwardjones.com

Community 1st Credit Union

301 E Franklin St, Bloomfield, IA 52537, USA

+1 (641) 664-2885

www.c1stcreditunion.com

TIAA Financial Services

515 Main St, Cedar Falls, IA 50613, USA

+1 (866) 842-2977

locations.tiaa.org

Advance America

1821 22nd St STE 104, West Des Moines, IA 50266, USA

+1 (515) 440-3016

www.advanceamerica.net

Central State Bank Ames

2709 Northridge Pkwy, Ames, IA 50010, USA

+1 (515) 445-1889

www.centralstatebankia.com

Great Western Bank

1609 Madison St, Bedford, IA 50833, USA

+1 (712) 523-3611

www.greatwesternbank.com

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