Welcome to Our Online Loan Referral Service

4.2 12 reviews

3529 Ingersoll Ave, Des Moines, IA 50312, USA
+1 (515) 633-2730
locations.usbank.com
Friday
9AM–5PM
Saturday
9:30AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you see the reviews of our clients.

Great staff willing to patiently work with you until all needs are met.

Michaela Farrell

This place has great tellers and bankers.

Mr. Pablo Leuschke I

Unbeatable experience if you have a need and some spare time!

Stanley Raynor

Pay Attention

Further there will be given the details about not a definite lending company. The information below will define common information about payday loans and its specific elements.

Payday Loans in Des Moines, Iowa

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

Payday loans in Des Moines, Iowa are taken out problem-free. The interest rate is dependent on the customer's person-related information: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will U.S. Bank Branch help issue a loan in Des Moines, Iowa?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to review the form. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Lenders do not consider this factor the only one to take out a loan in Des Moines, Iowa. The lending company will estimate many points to qualify such as solvency. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a real cost of the loan.

APR Calculator

Other Payday Lenders in Des Moines, Iowa

Valley Bank & Trust

123 Main St, Danbury, IA 51019, USA

+1 (712) 883-2441

www.valleybankmapleton.com

Edward Jones - Financial Advisor: Shannon Hall

1820 Main St D, Cedar Falls, IA 50613, USA

+1 (319) 277-3867

www.edwardjones.com

Iowa State Bank & Trust Co

55 S 4th St, Fairfield, IA 52556, USA

+1 (641) 472-3161

www.myiowastatebank.com

United Iowa Financial

2346 Mormon Trek Blvd Suite 1000, Iowa City, IA 52246, USA

+1 (319) 449-1145

www.unitediowafinancial.com

First Class Community Credit Union

2051 Westown Pkwy, West Des Moines, IA 50265, USA

+1 (515) 224-4300

www.gofirstclass.org

Security Savings Bank

202 Beech St #7703, Boxholm, IA 50040, USA

+1 (515) 846-6281

www.securitysavingsbank.com

UScellular Authorized Agent - EZ Money

700 La Porte Rd, Waterloo, IA 50702, USA

+1 (319) 226-6185

www.getezmoney.com

Union State Bank

112 N Main St, Bridgewater, IA 50837, USA

+1 (641) 369-2741

www.unionstate.net

U.S. Bank Branch

174 N Willard St, Ottumwa, IA 52501, USA

+1 (641) 683-3896

locations.usbank.com

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