Welcome to Our Online Loan Referral Service

3.7 12 reviews

915 Short St # 105, Decorah, IA 52101, USA
+1 (563) 382-8900
marinecu.com
Wednesday
11AM–3PM
Thursday
11AM–3PM
Friday
11AM–3PM
Saturday
Closed
Sunday
Closed
Monday
11AM–3PM
Tuesday
11AM–3PM

Domain Info

Created Date

1997-10-13

Mailing Address

Company Name

Contact Data

Feedback about Marine Credit Union (Decorah)?

Here you read the reviews of our clients.

Just quite a few extra charges but great people other than that.

Henri Heidenreich

The employees here are horrible at customer service!!!

Calista Kilback Sr.

Pay Attention

Above-specified info provides the details about a exact lender. Below-specified info is devoted to common information about payday loans.

Payday Loans in Decorah, Iowa

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

Payday loans in Decorah, Iowa are taken out hassle-free. The interest rate depends on the borrower's person-related information: if you repay more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Marine Credit Union (Decorah) help take out a payday loan in Decorah, Iowa?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are taken out day and night. The transfer will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to deny the loan. Payday lenders do not consider this factor the only one to take out a loan in Decorah, Iowa. They assess many other factors before taking out a cash advance. One of them is payment abilities. This is a way to improve your credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should define its real cost. This calculator will show the APR of the loan.

APR Calculator

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MoneyGram

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Farm Credit Services of America

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OneMain Financial

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Ascentra Credit Union

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