OneMain Financial Payday Loans Review

3.8 28 reviews

Loan agency in Des Moines, Iowa

Organization owner?

6211 SE 14th St, Des Moines, IA 50320, USA

+1 (515) 287-4736

www.onemainfinancial.com

Saturday

Closed

Sunday

Closed

Monday

9AM–5:30PM

Tuesday

9AM–7PM

Wednesday

9AM–5:30PM

Thursday

9AM–5:30PM

Friday

9AM–5:30PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

Contact Data

[email protected]

+1.8124922507

Feedback about OneMain Financial?

Here you read the reviews of our customers.

Paris was fantastic! She made everything easy and provided all the information I needed. I was very pleased. Thanks Paris!

Dr. Hermina Blick

Everything done in a timely manner, great staff.

Geovanni Runte Sr.

She responded to all of my questions and handled everything very quickly.

Jalyn Nitzsche

Everything done in a timely manner, great staff.

Mrs. Willa Ritchie I

Eric, the office manager, was also most helpful.

Francisco Gutmann

For you I give five stars 10 if allowed.

Hiram Stark

Also gave extremely low prices on all firearms.

Kris Lueilwitz

Do business with them often and never disappointed.

Mateo Bauch

Pay Attention

Lenders are described in the first three points. Below info specifies general information about payday loans.

Payday Loans in Des Moines, Iowa

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

Payday loans in Des Moines, Iowa are issued easily. The interest rate depends on the borrower's person-related data: if you pay back more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will OneMain Financial help issue a payday loan in Des Moines, Iowa?

24/7 operation. Such Internet services allow you to credit funds at any time. Money are issued day and night. The transfer will be sent to a credit card, so a personal visit to the department is not necessary.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to reject the loan. Payday lenders do not consider this factor the only one to take out a loan in Des Moines, Iowa. They estmate many other factors before issuing a payday loan. One of them is solvency. This is a way to improve your credit history.

The following general points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to use the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in Des Moines, Iowa

Veridian Credit Union

1 W Charles St Suite 1, Oelwein, IA 50662, USA

+1 (800) 235-3228

www.veridiancu.org

Success Bank

408 N Main St, Milton, IA 52570, USA

+1 (641) 656-4085

www.success.bank

Veridian Credit Union

5401 NW 86th St, Johnston, IA 50131, USA

+1 (800) 235-3228

www.veridiancu.org

Bankers Trust Downtown

717 7th St, Des Moines, IA 50309, USA

+1 (515) 245-2426

www.bankerstrust.com

Principal - Nick Gabriel, Financial Representative, Principal Securities

106 S Ford St, Anamosa, IA 52205, USA

+1 (319) 325-5559

www.principal.com

Rabo AgriFinance

1402 Technology Pkwy, Cedar Falls, IA 50613, USA

+1 (888) 395-8505

www.raboag.com