Welcome to Our Online Loan Referral Service

4.7 16 reviews
Loan agency in Des Moines, Iowa

2910 E University Ave, Des Moines, IA 50317, USA
+1 (515) 266-7980
des-moines-ia-university.getezmoney.com
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–2PM

Domain Info

Created Date

2004-02-26

Mailing Address

Nebraska, United States

Company Name

Contact Data

Feedback about EZ Money Check Cashing?

Here you see the reviews of our clients.

Great customer service friendly staff Always helpful.

Sydni Ryan

Nice clean store, efficient, dope manager fast service

Demetrius Stanton

Great workers, good services!

Petra Rutherford

I absolutely love this place I would recommend anyone I know who needs a loan to come here... The manager and all of his staff are very polite and knowledgeable of the me

Noemi Schiller

Friendly service with decent pricing.

Emmanuel Von

Acted as if 10 people in their store was too many people to help.

Elta Gulgowski

Very pleasant staff, and awesome service!

Mrs. Lupe Rodriguez MD

Love this place great stuff great prices deff keep coming back ☺

Garry Halvorson DDS

People and products are good

Paige Pacocha

Pay Attention

Lenders are described in the first three points. Below info offers general information about payday loans.

Payday Loans in Des Moines, Iowa

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

Payday loans in Des Moines, Iowa are taken out easily. The interest rate depends on the borrower's personal information: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will EZ Money Check Cashing help take out a payday loan in Des Moines, Iowa?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are issued day and night. The deposit will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% refuse the request when lenders in Des Moines, ia will estimate other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Des Moines, Iowa

Maynard Savings Bank

310 Main St W, Maynard, IA 50655, USA

+1 (563) 637-2289

www.maynardsavingsbank.com

Town & Country Credit Union

1414 Chatburn Ave, Harlan, IA 51537, USA

+1 (712) 755-3881

www.towncountrycu.com

Maquoketa State Bank

112 McKinsey Dr, Maquoketa, IA 52060, USA

+1 (563) 652-2491

www.maquoketasb.bank

Easy Cash Solutions

1801 Hamilton Blvd, Sioux City, IA 51103, USA

+1 (712) 258-9079

Blackhawk Bank & Trust ATM

977 Spruce Hills Dr, Bettendorf, IA 52722, USA

+1 (309) 787-4451

www.choosethechief.com

Homeward Inc

322 Central Ave E, Clarion, IA 50525, USA

+1 (515) 532-6477

www.homewardiowa.com

Dana Uhlenhopp: Lincoln Savings Bank

402 N Main St, Allison, IA 50602, USA

+1 (319) 267-2742

www.mylsb.com

Bank 1st

101 E Main St, West Union, IA 52175, USA

+1 (563) 778-2297

www.bank1stia.com

Iowa State Bank

1108 Gowrie St, Ruthven, IA 51358, USA

+1 (712) 837-5215

www.bankisb.com

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