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Loan agency in Des Moines, Iowa

1901 Carpenter Ave, Des Moines, IA 50314, USA
+1 (515) 243-1204
www.acecashexpress.com

Domain Info

Created Date

1996-01-04

Mailing Address

300 E John Carpenter Fwy Suite 900, Irving, Texas, 75062, United States

Company Name

Domain Administrator

ACE Cash Express

Contact Data

[email protected]

+1.9725505029

Feedback about ACE Cash Express?

Here you read the reviews of our customers.

I took out a loan when I had problems with money. There was no other way out. I looked out this website on the Internet, among others. Has applied several services. One declined, the other issued at too high a interest rate, but here it was approved as I wanted.

Sid Swift Sr.

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been paid back on time, it can be either extended or paid off ahead of schedule.

Junius Johnston

Pay Attention

Further there will be given the details about not a exact lending company. The information below will explain general information about payday loans and its specific features.

Payday Loans in Des Moines, Iowa

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Des Moines, Iowa is issued simply and quickly. The interest percentage is defined respecting the category of the client: the more loans are successfully paid back, the more attractive terms will be guaranteed to you.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will ACE Cash Express help take out a payday loan in Des Moines, Iowa?

  • 24/7 service. Such online services allow you to get funds at any time. Money are taken out around the clock. The payday loan will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to refuse the loan. Lenders do not consider this factor the only one to take out a loan in Des Moines, Iowa. They rate many other factors before taking out a loan. One of them is payment abilities. This is a way to improve your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Des Moines, Iowa

LPI Loans

3528 Merle Hay Rd, Des Moines, IA 50310, USA

+1 (515) 288-1440

lpiloans.com

WCF Financial Bank

401 Fair Meadow Dr, Webster City, IA 50595, USA

+1 (515) 832-3071

www.wcfbank.com

Citizens State Bank

321 Jackson St, Olin, IA 52320, USA

+1 (319) 484-2247

www.csbwyoming.com

U.S. Bank Branch

3120 Middle Rd, Bettendorf, IA 52722, USA

+1 (563) 332-4411

locations.usbank.com

F&M Bank & Trust

109 W Mt Pleasant St, West Burlington, IA 52655, USA

www.fmbanktrust.bank

Thrivent Financial

3343 Southgate Ct SW, Cedar Rapids, IA 52404, USA

+1 (319) 366-2991

www.thrivent.com

MoneyGram

2600 Dodge St C, Dubuque, IA 52003, USA

+1 (563) 582-0625

locations.moneygram.com

United Bank of Iowa

116 N Kiel St, Holstein, IA 51025, USA

+1 (712) 368-4502

www.unitedbk.bank

U.S. Bank Branch

222 2nd Ave SE, Cedar Rapids, IA 52401, USA

+1 (319) 368-4444

locations.usbank.com

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