Welcome to Our Online Loan Referral Service

4.4 8 reviews

6410 SW 9th St, Des Moines, IA 50315, USA
+1 (515) 287-3750
www.iowastatebanks.com
Friday
8:30AM–5:30PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM

Domain Info

Created Date

1999-02-25

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Iowa State Bank?

Here you see the reviews of our customers.

Just wished they had more locations.

Karianne Pollich

Great service with a smile.

Twila Welch IV

Great bank, the workers are so nice and welcoming!

Eunice Morar DVM

Pay Attention

Above-defined info provides the details about a exact lending company. Below-shown info is oriented on common information about payday loans.

Payday Loans in Des Moines, Iowa

A short-term lending option is known as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts vary from $100-$1,000.

It is easy and fast to take out payday loans in Des Moines, Iowa. The rates are set on an individual basis: if a client repays as much payday loans as possible, she will be provided one of the most reasonable terms and rates.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Iowa State Bank help issue a loan in Des Moines, Iowa?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are taken out day and night. The transfer will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Des Moines, ia will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit history.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should define its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Des Moines, Iowa

Christy Schnackel-SENB Bank

3401 53rd Ave, Bettendorf, IA 52722, USA

+1 (309) 314-3333

www.senb.com

Check `n Go

4501 Southern Hills Dr Ste 23, Sioux City, IA 51106, USA

+1 (712) 274-1500

locations.checkngo.com

Bank Iowa - Colfax

100 N Walnut St, Colfax, IA 50054, USA

+1 (515) 674-3533

www.bankiowa.bank

Great Western Bank

321 N 3rd St, Burlington, IA 52601, USA

+1 (319) 754-7517

www.greatwesternbank.com

U.S. Bank Branch

3529 Ingersoll Ave, Des Moines, IA 50312, USA

+1 (515) 633-2730

locations.usbank.com

Citizens State Bank

321 Jackson St, Olin, IA 52320, USA

+1 (319) 484-2247

www.csbwyoming.com

EZ Money Check Cashing

2910 E University Ave, Des Moines, IA 50317, USA

+1 (515) 266-7980

des-moines-ia-university.getezmoney.com

Advance America

1019 S Grand Ave Ste. 1, Spencer, IA 51301, USA

+1 (712) 262-3949

www.advanceamerica.net

1st Credit Auto Sales

721 S Monroe Ave, Mason City, IA 50401, USA

+1 (641) 423-5214

1stcreditauto.com

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