Peoples Savings Bank Payday Loans Review

4.6 5 reviews

Organization owner?

328 Main St, Elma, IA 50628, USA

+1 (641) 393-2301

Saturday

7:30–10AM

Sunday

Closed

Monday

7:30AM–3PM

Tuesday

7:30AM–3PM

Wednesday

7:30AM–3PM

Thursday

7:30AM–3PM

Friday

7:30AM–3PM

What people think about Peoples Savings Bank?

Below you see some of the reviews of our customers.

Seems a fraudulent company. They ask for too many sensitive information. I think it’s risky to submit such details [online|on the Internet. You’d better find another company.

Julien Ankunding DVM

Beware! It’s a fake! They call me every day from multiple phone numbers. Tired of blocking these numbers. Never give them your contact details!!

Blake Moore

Unhappy borrower! Was refused for no reason. My credit was fair.

Erin Senger

This lender is a fraud. I will never use again. $30 goes towards loan and you keep $80 for interest.

Dr. Brook Nolan IV

Important

The above-given information provides the details about a precise financial institution. The information below is about general information about payday loans.

Payday Loans in Elma, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

It is hassle-free and speedy to get accepted for payday loans in Elma, New York. The APR will be set individually for each person and will depend on the personal details the person provided.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to people with a poor credit history. Payday loan approvals depend very much on other circumstances. Payday companies will look at your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.

To get accepted for a loan, you need to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the real cost of the loan even before applying.