What people think about Peoples Savings Bank?
Below you see some of the reviews of our customers.
Seems a fraudulent company. They ask for too many sensitive information. I think it’s risky to submit such details [online|on the Internet. You’d better find another company.
Julien Ankunding DVM
Beware! It’s a fake! They call me every day from multiple phone numbers. Tired of blocking these numbers. Never give them your contact details!!
Blake Moore
Unhappy borrower! Was refused for no reason. My credit was fair.
Erin Senger
This lender is a fraud. I will never use again. $30 goes towards loan and you keep $80 for interest.
Dr. Brook Nolan IV
Important
The above-given information provides the details about a precise financial institution. The information below is about general information about payday loans.
Payday Loans in Elma, New York
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
It is hassle-free and speedy to get accepted for payday loans in Elma, New York. The APR will be set individually for each person and will depend on the personal details the person provided.
APR
25% small loan cap
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to people with a poor credit history. Payday loan approvals depend very much on other circumstances. Payday companies will look at your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.
To get accepted for a loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the real cost of the loan even before applying.
APR Calculator
Other Payday Lenders in Elma, Iowa
MoneyGram
3135 Wiley Blvd SW #107, Cedar Rapids, IA 52404, USA
+1 (319) 390-5800
locations.moneygram.com
Fidelity Bank & Trust
1615 8th St SE, Dyersville, IA 52040, USA
+1 (563) 875-2825
www.bankfidelity.com
